Section 26-23-307 - Single risk limitation(a) The net retained liability of a title insurer for a single risk on property located in this state, whether assumed directly or as reinsurance, shall not exceed fifty percent (50%) of the sum of its total surplus to policyholders and reinsurance reserve, less the value assigned to title plants, as shown in the insurer's most recent annual statement on file in the commissioner's office. (b) The commissioner may waive the limitation of this section for a particular risk upon application of the insurer and for good cause shown.