S.D. Codified Laws § 54-4-44.2
Current with legislation signed by the governor on or before 3/6/2024
For purposes of § 54-4-44, fees contracted for or received that are "incident to the extension of credit" in connection with a loan for the purchase of a motor vehicle do not include fees for optional maintenance agreements and extended service contracts, official fees and taxes, sales tax, title fees, lien registration fees, and dealer documentary fees.
SDCL 54-4-44.2