Chapter 4 - MONEY LENDING LICENSES

Section 54-4-1 - [Repealed]
Section 54-4-2 - [Repealed]
Section 54-4-3 to 54-4-35 - [Repealed]
Section 54-4-36 - Definition of terms
Section 54-4-37 - Entities exempt from chapter provisions
Section 54-4-37.1 - Exemption for originating, selling, servicing, or acquiring five or fewer loans in twelve-month period where total of outstanding loans under certain amount-Annual report
Section 54-4-38 - Promulgation of rules
Section 54-4-39 - Compliance with Title 53
Section 54-4-40 - Application for license-Licensure through nationwide mortgage licensing system-Public records-Exemptions
Section 54-4-41 - Rejection or acceptance of application by director
Section 54-4-42 - Bond to be filed with application
Section 54-4-43 - Investigation of facts concerning license application-Requirements for grant of license
Section 54-4-44 - Engaging in business after procurement of license-Maximum finance charge-Violation as misdemeanor-Loan void
Section 54-4-44.1 - Device, subterfuge, or pretense to evade maximum finance charge prohibited-Penalties
Section 54-4-44.2 - Motor vehicle purchase loan-Fees incident to extension of credit
Section 54-4-44.3 - Consumer default-Fees incident to extension of credit
Section 54-4-44.4 - Business-to-business lending exempt
Section 54-4-45 - Duration of license-Renewal
Section 54-4-46 - Transfer of license-Approval required for name change
Section 54-4-47 - Location to be licensed-Change of location
Section 54-4-47.1 - Remote work-Requirements
Section 54-4-48 - Cease and desist order for practice not in conformity to requirements-Appeal
Section 54-4-49 - Conditions, denial, nonrenewal, suspension, or revocation of license
Section 54-4-50 - Injunction against licensee for violation
Section 54-4-51 - Court-appointed receivership
Section 54-4-52 - License required
Section 54-4-53 - Deposit of funds
Section 54-4-54 - Payment of annual tax-Exemption
Section 54-4-55 - Exemption from other taxes
Section 54-4-56 - Renewal of application-Tax information-Forms
Section 54-4-57 - Examination of records-Costs-Information-Forms-Application of other provisions
Section 54-4-58 - Information required in contract
Section 54-4-59 - Property insurance required
Section 54-4-60 - Purchase of insurance not condition to receive loan
Section 54-4-61 - Copy provided to debtor
Section 54-4-62 - Satisfaction of loan-Release of assignments
Section 54-4-63 - Advertising
Section 54-4-64 - Application of chapter
Section 54-4-65 - Limitation on renewal, rollover, or flip of short-term consumer loan-Fee
Section 54-4-66 - Maximum amount of payday loan-Violation as misdemeanor
Section 54-4-67 - Production of records located outside state-Alternate procedures-Designated record inspectors
Section 54-4-68 - Appointment of resident agent for service of process-Notice
Section 54-4-69 - Consent to be sued-Form
Section 54-4-70 - Title loans to be evidenced by written agreement-Possession of certification of title-Application of statutes on secured transactions
Section 54-4-71 - Term of title loan-Renewal-Payment amounts-Deferred principal amount
Section 54-4-72 - Default in repayment of title loan-Remedy-Exception-Sale of reposed vehicle-Refund of surplus less expenses
Section 54-4-73 - Debt cancellation contract defined
Section 54-4-74 - Debt suspension contract defined
Section 54-4-75 - Debt cancellation contracts and debt suspension contracts permitted
Section 54-4-76 - Loans by unlicensed lenders uncollectible except for principal
Section 54-4-77 - Debt collection-Prohibitions
Section 54-4-77.1 - Exemptions not applicable to prohibited debt-collection tactics
Section 54-4-78 - Use of nationwide mortgage licensing system and registry for requesting and distributing information
Section 54-4-79 - Contracts for collection and maintenance of records and processing of fees
Section 54-4-80 - Sharing of information collected by director
Section 54-4-81 - Attorney's fees recoverable if provided for in evidence of debt