Section 33-17-1005 - Restrictions on acting as legal guardian of insured or policyholder(1) Except as otherwise approved by the commissioner or court order, an insurance producer may not act as a legal guardian of an insured or policyholder if the insurance producer conducts insurance business with the insured or policyholder when the insurance business includes but is not limited to the solicitation, offer, sale, or replacement of insurance or a contract.(2) This section does not apply to immediate family members.En. Sec. 1, Ch. 493, L. 2003.