Current with changes from the 2024 legislative session, Chs. 3, 6-496, effective on or before 7/1/2024
Section 22:1273 - Presumption of coverage; civil authority prohibited useA. For losses that arise due to a catastrophic event in which a state of disaster or emergency is declared by civil officials, for those areas within the declaration, if a civil authority prohibits the insured from using their residential premises as a result of damage to a neighboring premises due to a peril covered by the policy, the civil authority prohibited use coverage shall be afforded as provided in the policy.B. For purposes of this Section, insurers shall interpret all actions of a civil authority without regard to whether formal orders of evacuation were issued. Acts 2022, No. 434, §1, eff. Jan. 1, 2023.Added by Acts 2022, No. 434,s. 1, eff. 1/1/2023.