P.R. Laws tit. 26, § 1118
2019-02-20
(1) No agreement in conflict with, or modifying or extending, any contract of insurance shall be valid unless in writing and made a part of the policy.
(2) No insurer or its representative shall make any insurance contract or agreement relative thereto other than as is expressed in the policy.
(3) The requirements of this section shall not apply to the granting of additional benefits to all policyholders of an insurer, or to a class or classes of them, which do not require increases in premium rates or reduction or restrictions of coverage.
History
—Ins. Code § 11.180.