P.R. Laws tit. 26, § 1117
(1) The premium stated in the policy shall be inclusive of all fees, charges, premiums, or other consideration charged for the insurance and for the procurement thereof, except that, in any subsequent modification of the policy, the insurer may require that evidence of insurability be furnished at the insurer’s expense.
(2) No insurer or its officer, employee, agent, solicitor, or other representative shall charge or collect any fee, compensation, or other consideration for insurance except that included in the premium stated in the policy.
(3) This section does not apply to warranty, property title and group insurance nor to authorized premium surcharges pursuant to §§ 3801–3819 of this title, except as provided in said sections.
History —Ins. Code § 11.170; July 20, 1979, No. 139, p. 328, § 2.