Section 22302 - Unconscionable loans(a) Section 1670.5 of the Civil Code applies to the provisions of a loan contract that is subject to this division.(b) A loan found to be unconscionable pursuant to Section 1670.5 of the Civil Code shall be deemed to be in violation of this division and subject to the remedies specified in this division.Added by Stats. 1994, Ch. 1115, Sec. 2. Effective January 1, 1995. Operative July 1, 1995, by Sec. 5 of Ch. 1115.