Article 3 - LOAN REGULATIONS

Section 22300 - Loan required to receive interest or charge
Section 22301 - Loans of $5,000 dollars or more
Section 22302 - Unconscionable loans
Section 22303 - Rate of charges
Section 22304 - Alternative charges
Section 22304.5 - Maximum interest rate for loan for between twenty-five hundred and ten thousand dollars
Section 22305 - Administrative fee
Section 22306 - Restriction on total charges
Section 22307 - Computing and payment of charges
Section 22307.5 - Prepayment penalty
Section 22308 - Charges on unpaid principal balance at single annual percentage rate
Section 22309 - Charges received in advance or compounded
Section 22310 - Rebates or refunds
Section 22311 - Requiring purchase of other thing in connection with loan; insurance
Section 22312 - Requiring borrower to enter into collateral sales agreements or contracts
Section 22313 - Insurance on tangible personal or real property offered as security
Section 22314 - Credit insurance
Section 22315 - Credit disability insurance
Section 22316 - Cost of lot book report purchased in lieu of title insurance
Section 22317 - Appraisal fee on loans secured by real property
Section 22317.2 - Fee for use of automated valuation model result prepared by third party
Section 22317.5 - Failure to disburse funds or intentionally delaying closing
Section 22318 - Escrow fee
Section 22319 - Fee paid to trustee for reconveyance of trust deed
Section 22320 - Fee for return of dishonored check
Section 22320.5 - Delinquency fee
Section 22321 - Credit loss-of-income insurance
Section 22322 - Enforcement of loan made outside of state
Section 22323 - Person collecting in state loan made outside of state subject to division
Section 22324 - Person contracting in state loan to be made outside state for purpose of evading division
Section 22325 - Display of schedule of charges at place of business
Section 22326 - Person receiving interest, discount or consideration greater than lender would be permitted to receive
Section 22327 - Inducing borrower to split up or divide loan
Section 22328 - Notice of intent to dispose of repossessed or surrendered motor vehicle
Section 22329 - Acceleration of maturity amount due or repossession motor vehicle in absence of default
Section 22329.5 - Subsequent assignment to skip trace, locate or repossess vehicle
Section 22330 - Taking deed of trust, mortgage or lien upon real property as security for loan
Section 22331 - Taking confession of judgment or power of attorney
Section 22332 - Note or promise to pay not accurately disclosing annual percentage rate pursuant to Regulation Z
Section 22333 - Blanks left to be filled in
Section 22334 - Scheduled repayment of principal
Section 22335 - Payment of consideration for sale or assignment or order for payment of compensation for services
Section 22336 - Statutory fee paid by licensee to public officer; premiums paid by licensee
Section 22337 - Duties of and prohibited acts by licensees
Section 22338 - Statement showing name, address and license number of broker
Section 22339 - Right to take security agreements
Section 22340 - Sale of promissory notes evidencing obligation to repay loans
Section 22340.1 - Sale of promissory notes evidencing obligation to repay federally related mortgage loans
Section 22341 - Loan to refinance retail installment contract
Section 22342 - Instant loan or live checks
Section 22345 - Violations of Military Lending Act
Section 22346 - Violations of federal acts or regulations
Section 22347 - Unique identifier of mortgage loan originator clearly shown