For purposes of s. 425.209, Stats., the term "repossession" shall include action to recover collateral pursuant to s. 425.205, Stats., and possession of the collateral as a result of a surrender of the collateral as described in ss. 425.204(3) and 425.206(1) (a), Stats., where such surrender is not a voluntary surrender.
Wis. Admin. Code Department of Financial Institutions DFI-WCA 1.70