Section Cdfa 310.20 - Project Design Indicators(a) The applicant shall provide a detailed description of the project design.(b) The maximum point value for the project design category shall be 270 points and shall be awarded as described in (c) through (g).(c) Up to 30 points shall be awarded for the experience of the subrecipient organization to provide microenterprise development assistance, as follows: (1) A score of 30 points if the organization has had more than one year of experience providing services to microenterprises;(2) A score of 15 points if the organization has less than one year of experience providing services to microenterprises; or(3) A score of 0 points if the organization has had no experience providing services to microenterprises.(d) A maximum of 60 points shall be awarded for strategic planning as follows: (1) Up to 25 points for an outreach/marketing plan as follows:a. A score of 25 points if the outreach/marketing plan specifically describes the targeted low and moderate income population and how they will be informed about the availability of the services proposed;b. A score of 10 points if the outreach/marketing plan contains no specific information about the targeted low and moderate income population and how they will be informed about the availability of the services proposed; orc. A score of 0 points if there is no outreach/marketing plan described;(2) Up to 10 points for screening of participants to determine eligibility as follows: a. A score of 10 points for screening participants for both income and assets;b. A score of 5 points for screening participants for income; orc. A score of 0 points if no screening of participants is proposed; and(3) Up to 25 points for screening and training of participants to determine entrepreneurial potential and gaps in entrepreneurial skills as follows:a. A score of 25 points if the proposed services include a training and self-evaluation of life skills and entrepreneurial skills and attributes;b. A score of 10 points if the proposed services include only a self-evaluation of entrepreneurial skills and attributes; orc. A score of 0 points if the proposed services do not provide any screening of participants to determine entrepreneurial skills and attributes. (e) A maximum of 30 points shall be awarded for business skills training, including, but not limited to, business start-up information, financial management, marketing, management skills, and taxes, as follows:(1) Up to 10 points for classroom training offered per participant as follows: a. A score of 10 points if the duration of training is 30 hours or more;b. A score of 5 points if the duration of training is between 10 and 29 hours; orc. A score of 0 points if the duration of training is fewer than 10 hours;(2) Up to 10 points for peer training as follows:a. A score of 10 points if peer training includes both group facilitation training and loan approval training;b. A score of 5 points if peer training is for group facilitation only; orc. A score of 0 points if no peer training is provided; and(3) Up to 10 points for training outcomes as follows: a. A score of 10 points if training outcomes are defined and there are measurable/demonstrable business skills;b. A score of 5 points if training outcomes are defined but there are no measurable/demonstrable business skills; orc. A score of 0 points if there are no defined outcomes or measurable/demonstrable business skill outcomes.(f) A maximum of 70 points shall be awarded for business technical assistance as follows:(1) Up to 10 points for the scope of business technical assistance as follows:a. A score of 10 points if the technical assistance is provided by the subrecipient;b. A score of 5 points if the technical assistance is provided through referrals; orc. A score of 0 points if no technical assistance is provided;(2) Up to 10 points for the length of time technical assistance is provided as follows: a. A score of 10 points if the technical assistance is provided during the entire project;b. A score of 5 points if the technical assistance is provided on a time limited basis; orc. A score of 0 points if no technical assistance is provided;(3) Up to 10 points for the qualifications of the technical assistance providers as provided: a. A score of 10 points if the technical assistance provider is on staff;b. A score of 5 points if the technical assistance provider is a paid consultant; orc. A score of 0 points if the technical assistance provider is a volunteer; and(4) Up to 40 points if support services to low and moderate income owners of microenterprises is provided, as follows: a. A score of 10 points if transportation costs to training sessions are provided;b. A score of 10 points if child care is provided during training sessions;c. A score of 10 points if individual counseling about non-business support services is provided; andd. A score of 10 points if any other support services are provided.(g) A maximum of 80 points shall be awarded for the lending services available to microenterprises through the project, as follows:(1) A score of 10 points if there is a firm guarantee, documented by a letter of commitment and a lending budget, that capital will be available throughout project;(2) A score of 10 points if the cost of capital is at or below market rate;(3) A score of 10 points if there are written underwriting and lending guidelines;(4) A score of 10 points if there are screening procedures for approving loans;(5) A score of 10 points if there are written procedures for loan origination, closing, disbursements and collection;(6) A score of 10 points if there are procedures for identifying problem loans;(7) A score of 10 points if the lending organization has a successful collection history; and(8) A score of 10 points if the lending organization has a loan loss reserve.N.H. Admin. Code § Cdfa 310.20
(See Revision Note at chapter heading for Cdfa 300) #8387, eff 6-29-05 (renumbered by #8515, from Cdfa 310.14 )