Rule 515-16-15-.09 - Public Liability and Property Damage Insurance(1) A wrecker service issued a permit to conduct nonconsensual towing must maintain a commercial insurance policy or policies with the minimum liability insurance coverages prescribed by the Commission and the Federal Motor Carrier Safety Administration on all vehicles used in its business in intrastate commerce as follows: (a) Intrastate (origin and destination wholly within the state)(b) Public Liability and Property Damage Insurance limits as set forth below: 1. $100,000 limit for bodily injury to or death of one person2. $300,000 limit for bodily injuries to or death of total persons in one accident3. $50,000 loss or damage in any one accident to property of others(2) Garage Keeper's Legal Liability: (a) Liability insurance, which covers stored vehicles and contents, must be maintained on the impound or storage lot(s) sufficient to cover the actual value of all stored vehicles towed or removed to such lot or storage facility under O.C.G.A. § 44-1-13. The minimum amount of garage keeper's or storage liability insurance for coverage of the stored vehicles and contents must be at least $50,000.00.(3) A copy of the Certificates of Insurance must be furnished to the Commission on an annual basis. A 30-day advance cancellation notice must be provided to the Commission prior to any such insurance cancellation becoming effective. Insurance filings with the Commission must be on current forms prescribed by the Commission. No lapse in insurance coverage will be allowed.(4) A permit issued by the Commission is in effect only while the wrecker service is in the vehicle or vehicles to be towed compliance with all requirements for filing proof of insurance.Ga. Comp. R. & Regs. R. 515-16-15-.09
Authority O.C.G.A. Sec. 44-1-13.
Original Rule entitled "Public Liability and Property Damage Insurance" adopted. F. June 10, 2008; eff. June 30, 2008.