Current through the 2024 legislative session
Section 40-14-142 - Index of definitions(a) Definitions in this act and the sections in which they appear are: (i) "Actuarial method"-W.S. 40-14-140(a)(i);(ii) "Administrator"-W.S. 40-14-140(a)(ii);(iii) "Administrator"-W.S. 40-14-603;(iv) "Agreement"-W.S. 40-14-140(a)(iii);(v) "Agricultural purpose"-W.S. 40-14-140(a)(iv);(vi) "Amount financed"-W.S. 40-14-211;(vii) Repealed By Laws 2008, Ch. 116, § 2.(viii) Repealed By Laws 2008, Ch. 116, § 2.(ix) "Cash price"-W.S. 40-14-210;(x) "Closing costs"-W.S. 40-14-140(a)(v);(xi) "Conspicuous"-W.S. 40-14-140(a)(vi);(xii) "Consumer credit insurance"-W.S. 40-14-403(a)(i);(xiii) "Consumer credit sale"-W.S. 40-14-204;(xiv) "Consumer lease"-W.S. 40-14-206;(xv) "Consumer loan"-W.S. 40-14-304;(xvi) Repealed by Laws 2021, ch. 14, § 3.(xvii) Repealed by Laws 2021, ch. 14, § 3.(xviii) Repealed By Laws 2012, Ch. 98, § 2.(xix) Repealed By Laws 2012, Ch. 98, § 2.(xx) "Credit"-W.S. 40-14-140(a)(vii);(xxi) "Credit Insurance Act"-W.S. 40-14-403(a)(ii);(xxii) "Credit service charge"-W.S. 40-14-209;(xxiii) "Earnings"-W.S. 40-14-140(a)(viii);(xxiv) "Federal Consumer Credit Protection Act"-W.S. 40-14-141;(xxv) "Goods"-W.S. 40-14-205(a);(xxvi) "Home solicitation sale"-W.S. 40-14-251;(xxvii) "Lender"-W.S. 40-14-307(a);(xxviii) "Lender credit card or similar arrangement"-W.S. 40-14-140(a)(ix);(xxix) "Loan"-W.S. 40-14-306;(xxx) "Loan finance charge"-W.S. 40-14-309;(xxxi) "Loan primarily secured by an interest in land" - W.S. 40-14-304(c);(xxxii) Repealed By Laws 2013, Ch. 124, § 3.(xxxiii) "Merchandise certificate"-W.S. 40-14-205(b);(xxxiv) "Official fees"-W.S. 40-14-140(a)(xi);(xxxv) "Organization"-W.S. 40-14-140(a)(xii);(xxxvi) "Payable in installments"-W.S. 40-14-140(a)(xiii);(xxxvii) "Pawnbroker"-W.S. 40-14-359(a)(i);(xxxviii) "Pawn finance charge"-W.S. 40-14-359(a)(ii);(xxxix) "Pawn transaction"-W.S. 40-14-359(a)(iii);(xl) "Person"-W.S. 40-14-140(a)(xiv);(xli) "Person related to"-W.S. 40-14-140(a)(xv);(xlii) "Post-dated check or similar arrangement"-W.S. 40-14-362(a)(i);(xliii) "Post-dated check casher"-W.S. 40-14-362(a)(ii);(xliv) "Precomputed" (loan)-W.S. 40-14-307(b);(xlv) "Precomputed" (sale)-W.S. 40-14-205(g);(xlvi) "Presumed" or "presumption"-W.S. 40-14-140(a)(xvi);(xlvii) "Principal"-W.S. 40-14-307(c);(xlviii) "Revolving charge account"-W.S. 40-14-208;(xlix) "Revolving loan account"-W.S. 40-14-308;(l) "Rule of 78's"-W.S. 40-14-140(a)(xvii);(li) "Sale of goods"-W.S. 40-14-205(d);(lii) "Sale of an interest in land"-W.S. 40-14-205(f);(liii) "Sale of services"-W.S. 40-14-205(e);(liv) "Seller"-W.S. 40-14-207;(lv) "Seller credit card"-W.S. 40-14-140(a)(xviii);(lvi) "Services"-W.S. 40-14-205(c);(lvii) "Supervised financial organization"-W.S. 40-14-140(a)(xix);(lviii) Repealed by Laws 2021, ch. 14, § 3.(lix) Repealed by Laws 2021, ch. 14, § 3.(lx) "Channeling agent" - W.S. 40-14-140(a)(xxiii);(lxi) "Clerical or support duties" - W.S. 40-14-640(a)(ii);(lxii) "Depository institution" - W.S. 40-14-640(a)(iii);(lxiii) "Dwelling" - W.S. 40-14-640(a)(iv);(lxiv) "Federal banking agency" - W.S. 40-14-640(a)(v);(lxv) "Immediate family member" - W.S. 40-14-640(a)(vi);(lxvi) "Individual" - W.S. 40-14-640(a)(vii);(lxvii) "Licensee" - W.S. 40-14-140(a)(xx);(lxviii) "Loan processor or underwriter" - W.S. 40-14-640(a)(viii);(lxix) "Mortgage loan originator" - W.S. 40-14-640(a)(ix);(lxx) "Nontraditional mortgage product" - W.S. 40-14-640(a)(x);(lxxi) "Real estate brokerage activity" - W.S. 40-14-640(a)(xi);(lxxii) "Registered mortgage loan originator" - W.S. 40-14-640(a)(xii);(lxxiii) "Registry" - W.S. 40-14-140(a)(xxiv);(lxxiv) "Residential mortgage loan" - W.S. 40-14-640(a)(xiv);(lxxv) "Timeshare plan" - W.S. 40-14-640(a)(xv);(lxxvi) "Unique identifier" - W.S. 40-14-640(a)(xvi);(lxxvii) "Incident to the extension of credit" - W.S. 40-14-140(a)(xxi);(lxxviii) "Regulation Z" - W.S. 40-14-140(a)(xxii);(lxxix) "This act" - W.S. 40-14-140(a)(xxvii);(lxxx) "Current installment" - W.S. 40-14-140(a)(xxv);(lxxxi) "Regularly engages" or "regularly engaged" - W.S. 40-14-140(a)(xxvi).Amended by Laws 2021 , ch. 14, § 2 and § 3, eff. 7/1/2021.Amended by Laws 2013, ch. 124,§ 3, eff. 7/1/2013.Amended by Laws 2013, ch. 124,§ 2, eff. 7/1/2013.Amended by Laws 2013, ch. 27,§ 1, eff. 7/1/2013.Amended by Laws 2012 , ch. 98, § 2, eff. 3/15/2012.