Section 26-15-111 - Filing and approval of application forms; grounds for disapproval(a) The commissioner, within forty-five (45) days after filing of any insurance policy, shall disapprove any form filed under W.S. 26-15-110, or withdraw any previous approval thereof, only if: (i) The form: (A) Is in any respect in violation of or does not comply with this code;(B) Contains or incorporates by reference, if the incorporation is otherwise permissible, any inconsistent, ambiguous or misleading clauses, or exceptions and conditions which deceptively affect the risk purported to be assumed in the general coverage of the contract;(C) Has any title, heading, or other indication of its provisions which is misleading; or(D) Is printed or otherwise reproduced in such manner as to render any provision of the form substantially illegible; or(ii) He finds that: (A) The benefits provided in the policy are unreasonable in relation to the premiums charged; or(B) The rates or classification are excessive, inadequate or unfairly discriminatory. This paragraph does not apply to any policy form for insurance except those lines of insurance deemed noncompetitive under W.S. 26-14-101 through 26-14-118.(b) If the commissioner disapproves the insurance policy, the insurer may request a hearing pursuant to the Wyoming Administrative Procedure Act.