Section 629.10 - Prohibitions In addition to the other prohibitions in this chapter, a public adjuster may not do any of the following:
(1) Solicit, or attempt to solicit, an insured during the progress of a loss-producing occurrence, as defined in the insured's insurance policy.(3) Own a direct or indirect financial interest in any aspect of a claim, other than the compensation agreed to under s. 629.04(1) (f).(4) Acquire an interest in salvage of the insured's property unless obtaining written permission from the insured after settlement of the claim.(5) Refer the insured to a person in whom the public adjuster has a direct or indirect financial interest or from whom the public adjuster may directly or indirectly receive anything of value.(6) Solicit an insured outside the hours of 9 a.m. and 8 p.m. during the first 24 hours after the loss.(7) Undertake an adjusting service without being competent and knowledgeable about the terms and conditions of the insured's insurance coverage or if the loss or coverage exceeds the public adjuster's expertise.(8) Knowingly make a false material statement regarding any person engaged in the business of insurance to a client or potential client.(9) Act as an adjuster for an insurer or independent adjuster.(10) Agree to a settlement without the insured's knowledge and written consent.Added by Acts 2019 ch, 129,s 7, eff. 7/1/2020.