Utah Code § 13-45-505

Current with legislation effective through 5/2/2024
Section 13-45-505 - Removal of security freeze for protected consumer
(1) To remove a security freeze that is placed under this part, the protected consumer's representative or the consumer who is subject to a protected consumer security freeze shall:
(a) submit a request for the removal of the security freeze to the consumer reporting agency:
(i) at the address or other point of contact provided by the consumer reporting agency; and
(ii) in the manner specified by the consumer reporting agency;
(b) provide to the consumer reporting agency:
(i) in the case of a request by a protected consumer's representative:
(A) sufficient proof of identification of the protected consumer;
(B) sufficient proof of identification of the protected consumer's representative; and
(C) sufficient proof of authority to act on behalf of the protected consumer; or
(ii) in the case of a request by the consumer who is subject to a protected consumer security freeze:
(A) sufficient proof of identification of the consumer who is subject to a protected consumer security freeze; and
(B) proof that the consumer who is subject to a protected consumer security freeze is not a protected consumer; and
(c) if applicable, pay the consumer reporting agency a fee described in Subsection 13-45-506(2).
(2) Within 30 days after the day on which a consumer reporting agency receives a request under Subsection (1), the consumer reporting agency shall remove the security freeze.
(3) A consumer reporting agency may remove a security freeze for a protected consumer or delete a record of a protected consumer if the security freeze was placed or the record was created based on a material misrepresentation of fact by the protected consumer or the protected consumer's representative.

Utah Code § 13-45-505

Added by Chapter 191, 2015 General Session ,§ 9, eff. 1/1/2016.