Section 1251.105 - Statement Made By Policyholder or Insured A group accident and health insurance policy must provide that:
(1) in the absence of fraud, a statement made by the policyholder or an insured is considered a representation and not a warranty; and(2) a statement made by the policyholder or an insured may not be used in any contest under the policy, unless a copy of the written instrument containing the statement is or has been provided to: (A) the person making the statement; or(B) if the statement was made by the insured and the insured has died or become incapacitated, the insured's beneficiary or personal representative.Tex. Ins. Code § 1251.105
Added by Acts 2003, 78th Leg., ch. 1274, Sec. 3, eff. 4/1/2005.