Section 651.208 - Offense(a) A person commits an offense if the person:(1) intentionally, knowingly, recklessly, or negligently engages in the operation of an insurance premium finance company and does not hold a license issued under this chapter;(2) intentionally, knowingly, recklessly, or negligently violates this chapter;(3) intentionally or knowingly omits to state a material fact necessary to give the commissioner or the department information lawfully required of the person; or(4) refuses to permit an investigation or examination authorized under this chapter.(b) An offense under this section is a Class B misdemeanor.Added by Acts 2003, 78th Leg., ch. 1274, Sec. 2, eff. 4/1/2005.