Tex. Fin. Code § 347.503
Current with legislation from the 2023 Regular and Special Sessions signed by the Governor as of November 21, 2023.
Notwithstanding Chapter 349, a creditor that responds to a consumer's request for a pay-off quotation under this chapter by delivering to the consumer a written statement indicating that the consumer owes a total amount on the credit transaction that exceeds the amount authorized by this chapter is liable to the consumer under Section 349.003.
Tex. Fin. Code § 347.503