Section 347.301 - Fees for Transactions Without Real Property(a) This section applies only to a credit transaction that does not involve real property.(b) Only a fee or tax that is paid by the creditor as required by law, including a rule, or a fee or tax paid on behalf of the consumer to a governmental entity in relation to the credit transaction may be charged to the consumer.(c) A documentary fee for the preparation of a credit document may not be charged to the consumer.Amended by Acts 1999, 76th Leg., ch. 62, Sec. 7.21(a), eff. 9/1/1999. Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. 9/1/1997.