Tex. Fin. Code § 345.074
Current with legislation from the 2023 Regular and Special Sessions signed by the Governor as of November 21, 2023.
If a retail buyer prepays a retail installment contract in full or if the holder demands payment of the unpaid balance of the contract in full before the contract's final installment is due, the buyer is entitled to receive a refund credit as provided by Section 345.075 or 345.076, as applicable.
Tex. Fin. Code § 345.074