Section 343.002 - Applicability(a) This chapter applies to a loan under this chapter that is extended to a person who is located in this state at the time the loan is made.(b) This chapter does not apply to: (1) a reverse mortgage; or(2) an open-end account, as defined by Section 301.002.Amended by Acts 2019, Texas Acts of the 86th Leg.- Regular Session, ch. 767,Sec. 25, eff. 9/1/2019.Added by Acts 2001, 77th Leg., ch. 622, Sec. 1, eff. 9/1/2001.