Section 95.004 - Deposit Contract(a) Each holder of a deposit account must execute a deposit contract. The contract must specify:(1) any special terms applicable to the account; and(2) the conditions on which withdrawals may be made.(b) The savings bank shall hold the deposit contract in the records pertaining to the account.(c) A deposit contract pertaining to a deposit account of a public or governmental entity must provide that the holder of the account may not become a member of the savings bank. Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. 9/1/1997.