Section 94.151 - Advances Paid By Savings Bank(a) A savings bank may pay taxes, assessments, insurance premiums, and similar charges for the protection of the savings bank's interest in property that secures a real property loan of the savings bank.(b) A payment under Subsection (a) is an advance, and the savings bank may:(1) carry the payment on the savings bank's books as an asset of the savings bank for which the savings bank may charge interest; or(2) add the payment to the unpaid balance of the loan to which it applies as of the first day of the month in which the payment is made. Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. 9/1/1997.