Section 36.226 - Resumption of Business(a) A state bank closed under Section 36.201 may not be reopened without the approval of the banking commissioner unless a contest of liquidation under Section 36.204 is finally resolved adversely to the banking commissioner and the court authorizes the bank's reopening.(b) The banking commissioner may place temporary limits on the right of withdrawals by or payments to individual depositors and creditors of a bank reopened under this section. The limits:(1) must apply equally to all unsecured depositors and creditors;(2) may not defer a withdrawal by or payment to a secured depositor or creditor without the person's written consent; and(3) may not postpone the right of full withdrawal or payment of unsecured depositors or creditors for more than 18 months after the date that the bank reopens.(c) As a depositor or creditor of a reopened bank, this state or a political subdivision of this state may agree to temporary limits that the banking commissioner places on payments or withdrawals. Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. 9/1/1997.