Section 14.252 - Amount of Penalty(a) The commissioner may assess an administrative penalty for a violation in an amount not to exceed $1,000 for each day of the violation.(b) The aggregate amount of penalties under this subchapter that the commissioner may assess against a person during one calendar year may not exceed the lesser of: (2) an amount that is equal to the greater of five percent of the net worth of the creditor or $5,000.(c) In determining the amount of an administrative penalty, the commissioner shall consider: (1) the seriousness of the violation, including the nature, circumstances, extent, and gravity of the prohibited act;(2) the extent of actual or potential harm to a third party;(3) the history of violations;(4) the amount necessary to deter future violations;(5) efforts to correct the violation; and(6) any other matter that justice may require.Amended By Acts 2005, 79th Leg., Ch. 1018, Sec. 4.03, eff. 9/1/2005. Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. 9/1/1997.