Chapter 24 - FIRE, MARINE, CASUALTY, AND SURETY INSURANCE RATES AND RATING ORGANIZATIONS
- Section 58-24-1 - Purpose of chapter
- Section 58-24-2 - Application of chapter
- Section 58-24-3 - Insurance to which chapter does not apply
- Section 58-24-4 - Making of rates-Provisions governing
- Section 58-24-5 - Excessive, inadequate, or discriminatory rates prohibited
- Section 58-24-6 - Making of rates-Matters considered
- Section 58-24-6.1 - Failure of rate to reflect difference in expected losses and expenses as unfair discrimination-Averaged group rates not unfairly discriminatory
- Section 58-24-7 - Risks grouped by classification for rate-making-Modification of classification rates
- Section 58-24-8 - System of expense provisions used in rate-making-Reflection of operating methods
- Section 58-24-9 - Uniformity as to rates not required
- Section 58-24-10 - Filing of rates with director-Effective date-Character and extent of coverage-Exceptions
- Section 58-24-10.1 - Rating rules required to be filed with director-Filing date-Supporting information required
- Section 58-24-10.2 - Rate information required to be filed prior to effective date on finding that closer supervision is required-Extension of waiting period-Approval or disapproval
- Section 58-24-11 - [Repealed]
- Section 58-24-12 - Satisfaction of insurer's obligations by becoming member of or subscriber to licensed rating organization
- Section 58-24-13 - Information furnished in support of filing
- Section 58-24-14 - Filing open to public inspection-Specially rated inland marine risks
- Section 58-24-15 - Review of filings by director
- Section 58-24-16 - [Repealed]
- Section 58-24-17 - Filing with respect to specially rated risks-Effective date
- Section 58-24-18 - Disapproval of filing prohibited if rates meet requirements
- Section 58-24-19 - Disapproval of filings by director-Notice-Contents
- Section 58-24-20 - Disapproval of filing with respect to specially rated risks-Notice, contents
- Section 58-24-21 - Effect of finding and order that filing does not comply with chapter
- Section 58-24-22 - Request by aggrieved party for hearing on filing-Grounds for application
- Section 58-24-23 - Hearing on filing-Action by director-Notice of hearing
- Section 58-24-24 - Finding that filing does not comply-Order discontinuing filing-Effective date
- Section 58-24-25 - Issuance of contract or policy contrary to filings prohibited-Inland marine risks excepted
- Section 58-24-26 - Excess rate approved for specific risk-Filing application
- Section 58-24-27 - Assigned risks-Reasonable rate modifications
- Section 58-24-28 - Information to be furnished insureds
- Section 58-24-29 - Right of insured to hearing on application of rating system
- Section 58-24-30 - Appeal to director from rating organization or insurer-Affirmance or reversal of action
- Section 58-24-31 - Recording and reporting of loss and experience-Rules and statistical plans of director
- Section 58-24-32 - [Repealed]
- Section 58-24-33 - Exchange of information and experience data with other states-Consultation as to rate-making
- Section 58-24-34 - Withholding of or giving false or misleading information-Penalties
- Section 58-24-35 - Application for license as rating organization-Contents
- Section 58-24-36 - Issuance of license-Finding by director-Time for granting or denying application
- Section 58-24-37 - Duration of rating organization license-Fee
- Section 58-24-38 - Suspension or revocation of license
- Section 58-24-39 - Notice to director of change in license application information
- Section 58-24-40 - Subscribers to rating services-Rules of rating organization
- Section 58-24-41 - Review by director of reasonableness of rule or refusal to admit insurer as subscriber
- Section 58-24-42 - Order affirming action of rating organization
- Section 58-24-43 - Actuarial, technical, or other services provided to subscribers
- Section 58-24-44 - Examination of evidences of insurance or cancellation-Rules as to submission-Information confidential
- Section 58-24-45 - Regulation of payment of dividends, savings, or unabsorbed premium deposits prohibited
- Section 58-24-45.1 - Group insurance marketing permitted-Conditions
- Section 58-24-46 - Cooperation between organizations and insurers authorized-Review of cooperative activities by director
- Section 58-24-47 - Appeal to director from action of rating organization-Hearing-Order
- Section 58-24-48 - Appeal based on failure to file for different expense system-Application of rate-making standards
- Section 58-24-49 - Application of insurer to file deviation-Basis for modification-Copy to rating organization
- Section 58-24-50 - Deviations to be uniform within class
- Section 58-24-51 - Criteria considered on application for deviation-Order permitting or denying deviation
- Section 58-24-52 - Duration of permitted deviation
- Section 58-24-53 - Advisory organization license required
- Section 58-24-54 - Advisory organization filing requirements
- Section 58-24-55 - Unfair or unreasonable advisory organization practices-Order requiring discontinuance
- Section 58-24-56 - Filings based on information furnished by noncompliant advisory organization prohibited-Order requiring discontinuance
- Section 58-24-57 - Insurers engaging in joint underwriting or joint reinsurance subject to regulation
- Section 58-24-58 - Unfair or unreasonable practices of joint underwriters or joint reinsurers-Order requiring discontinuance
- Section 58-24-59 - Examination of rating organizations, advisory organizations, joint underwriters, and joint reinsurers-Acceptance of report of official of another state
- Section 58-24-60 - [Repealed]
- Section 58-24-61 - Violation of chapter-Penalties
- Section 58-24-62 - Suspension of license of rating organization or insurer
- Section 58-24-63 - Written order of director for imposition of penalty and suspension of license-Hearing, notice, findings
- Section 58-24-64 - Request for hearing on order or decision-Notice-Affirmance, reversal, or modification
- Section 58-24-65 - Rehearing and appeal from order of director
- Section 58-24-66 - Notice required for filing for workers' compensation insurance
- Section 58-24-67 - Notice to workers' compensation purchaser organizations
- Section 58-24-68 - Exempt commercial policyholder-Definition
- Section 58-24-69 - Risk manager defined
- Section 58-24-70 - Exemption from rate and form filing requirements for policy issued to exempt commercial policyholder-Disclosure requirements
- Section 58-24-71 - Third-party consultant disclosure requirements
- Section 58-24-72 - Promulgation of rules
- Section 58-24-73 - Insurer to maintain and provide copies of disclosures-Examination
- Section 58-24-74 - Insurer to maintain records relating to insurance sales to exempt commercial policyholder-Examination by director
- Section 58-24-75 - Premium increase prohibited for certain accidents involving law enforcement, emergency, or snow removal personnel-Exception