Chapter 3A - CONSUMER INSTALLMENT SALES CONTRACTS
- Section 54-3A-1 - Definition of terms
- Section 54-3A-2 - Items included in amount financed
- Section 54-3A-3 - Finance charges on installment sales contract
- Section 54-3A-4 - [Repealed]
- Section 54-3A-5 - Additional charges allowed-Disclosure and explanation to consumer-Separate agreement
- Section 54-3A-6 - Commencement of term of obligation-Down payments
- Section 54-3A-7 - Modification of agreement to increase outstanding obligation prohibited-Exception
- Section 54-3A-8 - Rule for computing refund of charges on prepayment
- Section 54-3A-8.1 - Restriction on use of rule
- Section 54-3A-9 - Rebate of portion of finance charge on prepayment or refinancing-Exceptions
- Section 54-3A-10 - Rebate on acceleration of maturity
- Section 54-3A-11 - Delinquent installments-Notice of penalty to consumer
- Section 54-3A-12 - Imposition and collection of delinquency charge
- Section 54-3A-12.1 - Imposition and collection of returned check charge-Maximum
- Section 54-3A-13 - [Repealed]
- Section 54-3A-14 - Unilateral deferral by creditor prohibited
- Section 54-3A-15 - Deferral agreement requirements
- Section 54-3A-16 - Deferral charge not collected on refinancing
- Section 54-3A-17 - Refinancing agreement-Rebate excluded
- Section 54-3A-18 - Refinancing agreement requirements
- Section 54-3A-19 - Creditor's remedies on delinquency
- Section 54-3A-20 - Debt forfeited for excessive charges-Costs and attorney fees
- Section 54-3A-21 - Limitation on action for excessive charges
- Section 54-3A-22 - Demand required before action for excessive charges
- Section 54-3A-23 - Proof of unintentional error
- Section 54-3A-24 - Promulgation of rules
- Section 54-3A-25 - Severability of provisions