Chapter 48.18 - THE INSURANCE CONTRACT

Section 48.18.010 - Scope of chapter
Section 48.18.020 - Power to contract
Section 48.18.030 - Insurable interest-Personal insurances-Nonprofit organizations-Rules
Section 48.18.040 - Insurable interest-Property insurances
Section 48.18.050 - Named insured-Interest insured
Section 48.18.060 - Application-Consent-When required
Section 48.18.070 - Alteration of application
Section 48.18.080 - Application as evidence
Section 48.18.090 - Warranties and misrepresentations, effect of
Section 48.18.100 - Forms of policies-Filing, certification, and approval-Exceptions
Section 48.18.103 - Forms of commercial property casualty policies-Legislative intent-Issuance prior to filing-Disapproval by commissioner-Definition
Section 48.18.110 - Grounds for disapproval
Section 48.18.120 - Standard forms
Section 48.18.125 - Loss payable and mortgagee clauses for property and automobile physical damage insurances-Requirement to use adopted forms
Section 48.18.130 - Standard provisions
Section 48.18.140 - Contents of policies in general
Section 48.18.150 - Additional contents
Section 48.18.160 - Charter or bylaw provisions
Section 48.18.170 - "Premium" defined
Section 48.18.180 - Stated premium must include all charges
Section 48.18.190 - Policy must contain entire contract
Section 48.18.200 - Limiting actions, jurisdiction
Section 48.18.210 - Execution of policies
Section 48.18.220 - Receipt of premium to bind coverage-Contents of receipt
Section 48.18.230 - Binders-Duration-Premium
Section 48.18.240 - Binders-Insurance producer's or title insurance agent's liability
Section 48.18.250 - Underwriters' and combination policies
Section 48.18.260 - Delivery of policy
Section 48.18.278 - Terms for cancellation, nonrenewal, or modification of portable electronics policy-Application of RCW 48.18.290 and 48.18.2901 to portable electronics insurance
Section 48.18.280 - Renewal of policy
Section 48.18.289 - Cancellation, nonrenewal, renewal offer-Notice to insurance producer or title insurance agent
Section 48.18.290 - [Effective Until 7/1/2025] Cancellation by insurer
Section 48.18.290 - [Effective 7/1/2025] Cancellation by insurer
Section 48.18.2901 - [Effective Until 7/1/2025] Renewal required-Exceptions
Section 48.18.2901 - [Effective 7/1/2025] Renewal required-Exceptions
Section 48.18.291 - Cancellation of private automobile insurance by insurer-Notice-Requirements
Section 48.18.292 - Refusal to renew private automobile insurance by insurer-Change in amount of premium or deductibles
Section 48.18.293 - Nonliability of commissioner, agents, insurer for information giving reasons for cancellation or refusal to renew-Proof of mailing of notice
Section 48.18.295 - RCW 48.18.290 through 48.18.297 not to prevent cancellation or nonrenewal, when
Section 48.18.296 - Contracts to which RCW 48.18.291 through 48.18.297 inapplicable
Section 48.18.297 - Private passenger automobile defined
Section 48.18.298 - Disability insurance-Refusal to renew by insurer
Section 48.18.299 - Disability insurance-Cancellation by insurer
Section 48.18.300 - Cancellation by insured
Section 48.18.310 - Cancellation by commissioner
Section 48.18.320 - Annulment of liability policies
Section 48.18.340 - Dividends payable to real party in interest
Section 48.18.350 - Breach of warranty prior to loss-Effect
Section 48.18.360 - Assignment of policies-Life and disability
Section 48.18.370 - Payment discharges insurer-Life and disability
Section 48.18.375 - Assignment of interests under group insurance policy
Section 48.18.390 - Simultaneous deaths-Payment of proceeds-Life insurance
Section 48.18.400 - Exemption of proceeds-Disability
Section 48.18.410 - Exemption of proceeds-Life
Section 48.18.420 - Exemption of proceeds-Group life
Section 48.18.430 - Exemption of proceeds, commutation-Annuities
Section 48.18.440 - Spouse's rights in life insurance policy
Section 48.18.450 - Life insurance payable to trustee named as beneficiary in the policy
Section 48.18.452 - Life insurance designating as beneficiary a trustee named by will
Section 48.18.460 - Proof of loss-Furnishing forms-May require oath
Section 48.18.470 - Claims administration-Not waiver
Section 48.18.480 - Discrimination prohibited
Section 48.18.510 - Validity of noncomplying forms
Section 48.18.520 - Construction of policies
Section 48.18.540 - Cancellations, denials, refusals to renew-Written notification
Section 48.18.543 - Single premium credit insurance-Residential mortgage loan-Restrictions-Definitions
Section 48.18.545 - Underwriting restrictions that apply to personal insurance-Credit history or insurance score-Rules
Section 48.18.547 - Underwriting restrictions that apply to medical malpractice insurance-Rules
Section 48.18.550 - Victims of domestic abuse-Prohibition on certain cancellations, denials, refusals to renew, and different rates-Domestic abuse defined
Section 48.18.553 - Victims of hate crime offenses-Restrictions of underwriting actions-Definitions
Section 48.18.555 - Property insurance-Actions resulting from arson or malicious mischief-Definitions
Section 48.18.558 - Property insurers-Assistance to prevent or reduce severity of claims or losses-Prior approval of commissioner-Pilot program permitted
Section 48.18.559 - Property insurers-Rules addressing assistance to prevent or reduce severity of claims or losses
Section 48.18.565 - Homeowner's insurance-Foster parent
Section 48.18.570 - Life insurance-Lawful travel destinations
Section 48.18.580 - Employer-owned life insurance-Requirements
Section 48.18.583 - Employer-owned life insurance-Application to policies
Section 48.18.586 - Employer-owned life insurance-Rules
Section 48.18.600 - Usage-based insurance-Restrictions on information collected
Section 48.18.610 - Customer satisfaction benefits
Section 48.18.900 - Construction-Chapter applicable to state registered domestic partnerships-2009 c 521