Chapter 31.04 - CONSUMER LOAN ACT
- Section 31.04.015 - Definitions
- Section 31.04.025 - [Effective Until 6/6/2024] Application of chapter
- Section 31.04.025 - [Effective 6/6/2024] Application of chapter
- Section 31.04.027 - [Effective Until 6/6/2024] Violations of chapter
- Section 31.04.027 - [Effective 6/6/2024] Violations of chapter
- Section 31.04.035 - [Effective Until 6/6/2024] License required-When violation occurs
- Section 31.04.035 - [Effective 6/6/2024] License required-When violation occurs
- Section 31.04.045 - License-Application-Background checks-Fee-Surety bond
- Section 31.04.055 - License-Director's duties
- Section 31.04.065 - License-Information contained
- Section 31.04.075 - Licensee-Place of business
- Section 31.04.085 - Licensee-Assessment-Bond-Time of payment
- Section 31.04.093 - Licensing-Applications-Regulation of licensees-Director's duties and authority-Fines-Orders-Statute of limitations
- Section 31.04.102 - Loans secured, or not secured, by lien on real property-Licensee's obligations-Disclosure of fees and costs to borrower-Time limits
- Section 31.04.105 - Licensee-Powers-Restrictions
- Section 31.04.115 - Open-end loan-Requirements-Restrictions-Options
- Section 31.04.125 - Loan restrictions-Interest calculations
- Section 31.04.135 - Advertisements or promotions
- Section 31.04.143 - Subpoena authority-Application-Contents-Notice-Fees
- Section 31.04.145 - Investigations and examinations-Director's duties and powers-Production of information-Costs
- Section 31.04.155 - Licensee-Recordkeeping-Director's access-Report requirement-Failure to report
- Section 31.04.165 - Director-Broad administrative discretion-Rule making-Actions in superior court
- Section 31.04.168 - Director-Powers under chapter 19.144 RCW
- Section 31.04.175 - Violations-No penalty prescribed-Gross misdemeanor-Good faith exception
- Section 31.04.202 - Application of administrative procedure act
- Section 31.04.205 - Enforcement of chapter-Director's discretion-Hearing-Sanctions-Recovery of costs
- Section 31.04.208 - Application of consumer protection act
- Section 31.04.211 - Application of chapter-2009 c 120
- Section 31.04.221 - Mortgage loan originator-License required-Unique identifier required
- Section 31.04.224 - Licensing exemptions-Residential mortgage loans
- Section 31.04.227 - Mortgage loan origination-Independent contractors
- Section 31.04.231 - Individual loan processor-Licensing exemptions
- Section 31.04.234 - Mortgage loan originator license-Application form and content
- Section 31.04.237 - Use of nationwide mortgage licensing system and registry
- Section 31.04.241 - Mortgage loan originator application-Required submission and use of personal information
- Section 31.04.244 - Mortgage loan originator application-Required information-Fees
- Section 31.04.247 - Issuance of mortgage loan originator license-Necessary findings
- Section 31.04.251 - Mortgage loan originator license-Renewal-Surrender-Rules
- Section 31.04.254 - Mortgage loan originator licensing process-Rules-Interim procedures
- Section 31.04.257 - Mortgage loan originator interim license
- Section 31.04.261 - Mortgage loan originator-Prelicensing education requirements
- Section 31.04.264 - Mortgage loan originator-Testing requirements
- Section 31.04.267 - Mortgage loan originator-Continuing education requirements
- Section 31.04.271 - Mortgage loan originators-System information may be challenged
- Section 31.04.274 - Information provided to nationwide mortgage licensing system and registry-Confidentiality-Restrictions on sharing
- Section 31.04.277 - Consumer loan companies-When reports of condition are required
- Section 31.04.281 - Reports of violation-2009 c 120
- Section 31.04.284 - Mortgage loan originator-Unique identifier-Display
- Section 31.04.290 - Residential mortgage loan servicer-Requirements-Written detailed information
- Section 31.04.293 - Residential mortgage loan modification services-Written disclosure summary-Limitation on fees-Rules
- Section 31.04.297 - Third-party residential mortgage loan modification services providers-Duties-Restrictions
- Section 31.04.300 - Residential mortgage loan servicer-Liquidity, operating reserves, tangible net worth requirements
- Section 31.04.310 - Residential mortgage or student education loan servicer-Appointment of receiver
- Section 31.04.400 - Program for student education loan servicers-Student achievement council's student loan advocate-Costs-Fees
- Section 31.04.405 - Requirements for a student education loan servicer-Borrower request for information-Transfer of service rights-Records-Rules-Director's obligations
- Section 31.04.410 - Student education loan servicer licensee
- Section 31.04.415 - Third-party student education loan modification services-Restrictions-Requirements
- Section 31.04.420 - Subject to student education loan servicer requirements-Exempt from licensing
- Section 31.04.430 - Dog or cat purchase contracts
- Section 31.04.435 - Finance or loan for purchase of dog or cat-Prohibition