Section 2404 - Nonapplicability(a) Exemption from act.--This act does not apply to the following persons: (1) A banking institution or a federally chartered or State-chartered credit union, if the primary regulator of the banking institution or federally chartered or State-chartered credit union supervises the banking institution or federally chartered or State-chartered credit union.(2) Judicial officers or persons acting under court order.(3) Agencies or instrumentalities of Federal, State or local government.(4) Employees of licensees or exempt persons under this act.(5) Attorneys who are admitted to the bar of this Commonwealth and provide legal services within an attorney-client relationship who engage in debt management services or debt settlement services within the normal course of legal practice.(b) Exemption from licensing.--The following persons are not required to be licensed under this act, but must comply with the provisions of this act if they offer, obtain or provide debt management services or debt settlement services: (1) Certified public accountants who are licensed by the Commonwealth and provide accounting services within an accountant-client relationship.(2) Title insurance companies licensed under the act of May 17, 1921 (P.L. 682, No. 284), known as The Insurance Company Law of 1921, or their agents.(3) Mortgage lenders, mortgage brokers and mortgage loan correspondents licensed under the provisions of 7 Pa.C.S. Ch. 61 (relating to mortgage loan industry licensing and consumer protection).2008, Oct. 9, P.L. 1421, No. 117, §4, effective in 120 days [ 2/6/2009].