(a) Adverse action prohibited.--An individual or group health insurance policy shall not be denied, canceled or nonrenewed, or provide an exclusion or any restriction imposed, because the insured is an exposed person.(b) Policy defined.--A policy is a subscriber contract or certificate which is issued by an entity to cover health, hospital, medical or surgical services for an individual and is subject to:(1) Section 630 of the act of May 17, 1921 (P.L. 682, No. 284), known as The Insurance Company Law of 1921. (2) The act of December 29, 1972 (P.L. 1701, No. 364), known as the Health Maintenance Organization Act. (3) The act of December 14, 1992 (P.L. 835, No. 134) , known as the Fraternal Benefit Societies Code. (4) The provisions of 40 Pa.C.S. Ch. 61 (relating to hospital plan corporations).(5) The provisions of 40 Pa.C.S. Ch. 63 (relating to professional health services plan corporations).(6) An employee welfare benefit plan as defined in section 3 of the Employee Retirement Income Security Act of 1974 ( Public Law 93-406, 88 Stat. 829).1994, Oct. 13, P.L. 594, No. 89, § 5, effective 7/1/1995.