Section 86A.183 - Prohibited conduct for mortgage bankers, mortgage brokers and mortgage loan originators; conditions affecting employment of mortgage loan originators(1) A mortgage banker, mortgage broker or mortgage loan originator may not: (a) Engage in dishonest, fraudulent or illegal practices or conduct in a business or profession or engage in unfair or unethical practices or conduct in connection with the mortgage business.(b) Willfully or repeatedly violate or fail to comply with a provision of ORS 86A.095 to 86A.198 or 86A.200 to 86A.239 or a rule or order of the Director of the Department of Consumer and Business Services.(c) Fail to account to persons interested for money or property received in connection with a mortgage loan.(d) Fail to meet the training, education or continuing education requirements for mortgage loan originators set forth in ORS 86A.215 or 86A.221.(e) Perform an act as a mortgage loan originator in a negligent or incompetent manner.(2) An individual may not be employed by a mortgage banker or mortgage broker as a mortgage loan originator if: (a) The individual was convicted of a crime or category of crime specified by the director by rule;(b) The individual is suspended or has been prohibited from employment as a mortgage loan originator under ORS 86A.224;(c) The employment violates any conditions imposed under ORS 86A.224; or(d) The employment violates an order issued by the director, a state or federal agency or a court of competent jurisdiction.