Section 180.555 - Exemptions; effect of certification; admissibility(1) An agency need not review any consumer contract: (a) For which a federal or state statute, rule or regulation prescribes standards of readability applicable to the entire contract.(b) For which particular words, phrases, provisions or forms of agreement are specifically required, recommended or indorsed by a state or federal statute, rule or regulation.(2) Certification of a consumer contract under ORS 180.545 is not an approval of the contract's legality or legal effect. The fact that a consumer contract has been certified or not shall not be admissible in any action to interpret or enforce the contract or any term of contract.