A branch or separate office of a bank is a separate bank for the purpose of computing the time within which and determining the place at or to which action may be taken or notice or orders must be given under this article and under Article 3 of this title.
Okla. Stat. tit. 12A, § 4-107
Oklahoma Code Comment
Pre-revision Section 4-106, which specified what constituted a "branch" bank, was not adopted in Oklahoma, branching was branching at that time. A branch bank is easy to determine in this state because a branch must be approved by the bank's regulators. A "separate office" is not a branch (if it were, the distinction would he nonsensical), and has no specific character under state law by which it may be identified. Note the Official Comments to this Section for a discussion of when it may be important to identify a branch bank or separate office. For example, a data processing center separate from the bank or branch may be a place at which presentment may be made. Sass Trucking, Inc. v. Security Bank & Trust Co., 737 P.2d 113 (Okla. 1987). Reg. CC may designate additional locations at which presentment may be made. See 12 C.F.R. § 229.36(b). Banks contracting for data processing services may have appointed the data processor as a place at which presentment may be made by executing a remote presentment agreement with the Federal Reserve Bank or with a clearinghouse.