Chapter 1321 - SMALL LOANS
- Section 1321.01 - Small Loan Law definitions; division of financial institutions responsibility
- Section 1321.02 - Small loan license requirement; exceptions
- Section 1321.03 - Application for small loan license; fee
- Section 1321.04 - Small loan license application approval
- Section 1321.05 - Contents of small loan license; annual fee and assessment; assets
- Section 1321.06 - Additional small loan licenses; change of place of business
- Section 1321.07 - Examination of small loan licensee's records; division powers
- Section 1321.08 - Suspension or revocation of small loan license
- Section 1321.09 - Small loan licensee recordkeeping; annual report
- Section 1321.10 - Small Loan Law rules and orders; procedure in case of violation; certified statements
- Section 1321.11 - Prohibited statements and representations
- Section 1321.12 - Small loan licensee - prohibited acts
- Section 1321.13 - Small loan maximum interest rate; computation of interest; precomputed loans; permissible charges; insurance
- Section 1321.131 - Small loan alternative interest rate
- Section 1321.14 - Duties of small loan licensee; prohibited acts
- Section 1321.141 - [See Note] Small loan requirements and restrictions
- Section 1321.15 - Loans designed to circumvent limitations on interest rates, charges, or loan amount
- Section 1321.16 - Open-end loans by small loan licensee
- Section 1321.17 - Out-of-state small loans
- Section 1321.18 - Civil action to reverse, rescind, or modify division order
- Section 1321.19 - Cancellation or alteration of small loan license does not impact existing contracts
- Section 1321.20 - Fees - licenses, registration under this chapter and for pawnbrokers and precious metals dealers
- Section 1321.21 - Consumer finance fund
- Section 1321.211 - [Repealed]
- Section 1321.31 - Assignment of personal earnings - requirements, limitations, priority
- Section 1321.32 - Assignment of wages invalid - exception
- Section 1321.33 - Wage assignments for support of spouse or children not subject to Small Loan Law or RC 1321.31
- Section 1321.35 - [See Note] Short-term Loan Law definitions
- Section 1321.36 - [See Note] Short-term loan license required; telephone and mail loans; exceptions; applicability of Short-term Loan Law
- Section 1321.37 - Application for short-term loan license; fee; approval procedure; assets; bond
- Section 1321.38 - Contents of short-term loan license; additional licenses; change of place of business
- Section 1321.39 - [See Note] Short-term loan requirements and restrictions
- Section 1321.391 - [See Note] Short-term loans of longer than 90 days
- Section 1321.40 - [See Note] Maximum interest rate; permissible short-term loan fees
- Section 1321.401 - [See Note] Refinancing short-term loans
- Section 1321.402 - [See Note] Prepayment or refinancing prior to short-term loan maturity date
- Section 1321.403 - [See Note] Short-term loan fee cap; exceptions
- Section 1321.41 - [See Note] Short-term loan licensee prohibitions
- Section 1321.411 - Short-term loan collection limitations
- Section 1321.42 - Enforcement actions relating to short-term loan license
- Section 1321.421 - Examination of short-term loan licensee's records
- Section 1321.422 - [See Note] Short-term loan licensee recordkeeping; annual reports
- Section 1321.43 - Short-term Loan Law rules and orders
- Section 1321.44 - Violations of Short-term Loan Law are unfair or deceptive acts; criminal proceedings
- Section 1321.45 - Prohibited short-term loan debt collection practices
- Section 1321.46 - [See Note] Verification of borrower's income before making short-term loan
- Section 1321.461 - [Repealed]
- Section 1321.47 - Duties of short-term loan licensees; civil action by borrower
- Section 1321.48 - Reports by superintendent; confidentiality of information
- Section 1321.51 - General Loan Law definitions
- Section 1321.52 - Registrants may make general loans; choice of law; security; superintendent authority
- Section 1321.521 - [Repealed]
- Section 1321.522 - [Repealed]
- Section 1321.53 - General loan certificate of registration application, approval, fee; assets; additional certificates; change in place of business; exceptions to General Loan Law
- Section 1321.531 - [Repealed]
- Section 1321.532 - [Repealed]
- Section 1321.533 - [Repealed]
- Section 1321.534 - [Repealed]
- Section 1321.535 - [Repealed]
- Section 1321.536 - [Repealed]
- Section 1321.537 - [Repealed]
- Section 1321.538 - [Repealed]
- Section 1321.54 - General loan rules; suspension, revocation, or refusal to renew registration; fines; alleged violations
- Section 1321.541 - Actions by attorney general, county prosecutor to enforce General Loan Law
- Section 1321.55 - General loan registrant recordkeeping; annual report; confidentiality
- Section 1321.551 - Evading General Loan Law requirements
- Section 1321.552 - [Repealed]
- Section 1321.56 - Forfeiting general loan interest for interest rate violation
- Section 1321.57 - General loan maximum interest rate; computation of interest; precomputed loans; permissible charges; insurance
- Section 1321.571 - General loan alternative interest rate
- Section 1321.58 - Open-end loans by general loan registrant
- Section 1321.59 - General Loan Law registrant - prohibited acts
- Section 1321.591 - Compliance with Fair Debt Collection Practices Act
- Section 1321.592 - [See Note] Prohibited general loans by registrants
- Section 1321.593 - [Repealed]
- Section 1321.594 - [Repealed]
- Section 1321.60 - Advertising for general loans
- Section 1321.62 - Consumer Installment Loan Act definitions
- Section 1321.63 - Activities for which consumer installment loan license is required
- Section 1321.631 - Applicability of Consumer Installment Loan Act
- Section 1321.632 - Consumer installment loan licensee authority; prohibited activities
- Section 1321.64 - Application for consumer installment loan license; approval procedure
- Section 1321.641 - Renewal of consumer installment loan license
- Section 1321.642 - Effect of change in ownership of a consumer installment loan licensee; notice
- Section 1321.643 - Place of business; additional consumer installment loan licenses; change of place of business or name
- Section 1321.644 - Persons selling tangible goods or services
- Section 1321.65 - Asset requirements of consumer installment loan licensee
- Section 1321.66 - Consumer installment loan licensee recordkeeping; examination of records
- Section 1321.651 - Advertising for consumer installment loans
- Section 1321.661 - Consumer installment loan licensee call reports
- Section 1321.662 - Confidential information
- Section 1321.663 - Consumer Installment Loan Act investigations - prohibited acts
- Section 1321.664 - Compliance with federal laws and regulations
- Section 1321.665 - Preservation of consumer installment loan books and records before ceasing business
- Section 1321.666 - Authority of superintendent to enforce Consumer Installment Loan Act
- Section 1321.667 - Reimbursement of licensee for costs associated with providing consumer installment loan records
- Section 1321.67 - Closing of consumer installment loans; duties of licensee
- Section 1321.671 - Repayment of consumer installment loan
- Section 1321.672 - Insurance obtained on behalf of consumer installment loan borrower
- Section 1321.673 - Evading consumer installment loan requirements
- Section 1321.674 - Forfeiting consumer installment loan interest for interest rate violation
- Section 1321.68 - Consumer installment loan maximum interest rate; computation of interest; precomputed loans; permissible charges; insurance
- Section 1321.681 - Open-end consumer installment loans
- Section 1321.69 - Consumer installment loan licensee prohibitions
- Section 1321.691 - Remote work under the Residential Mortgage Lending Act and the Consumer Installment Loan Act
- Section 1321.70 - Enforcement actions for Consumer Installment Loan Act violations
- Section 1321.701 - Action by attorney general, county prosecutor to enforce the Consumer Installment Loan Act
- Section 1321.702 - Rules relating to the Consumer Installment Loan Act
- Section 1321.71 - Insurance Premium Finance Company Law definitions
- Section 1321.72 - Application of Insurance Premium Finance Company Law
- Section 1321.73 - Insurance premium finance company license requirement; annual fee; assets
- Section 1321.74 - Insurance premium finance company license application, fee, approval; additional licenses; change of place of business
- Section 1321.75 - Enforcement actions regarding insurance premium finance company license
- Section 1321.76 - Insurance premium finance company licensee recordkeeping; division powers
- Section 1321.77 - Insurance premium finance company rules
- Section 1321.78 - Premium finance agreement; notice to insurer
- Section 1321.79 - Insurance premium finance company finance charge limits
- Section 1321.791 - Insurance premium finance company alternative finance charges
- Section 1321.80 - Delinquency, cancellation, and check collection charges
- Section 1321.81 - Cancellation of insurance contract listed in premium finance agreement
- Section 1321.82 - Return to insurance premium finance company of gross unearned premium upon cancellation of insurance contract
- Section 1321.83 - Secured transactions filing provisions not applicable to insurance premium finance agreements
- Section 1321.84 - Effect of child support default on license, certificate, or permit
- Section 1321.90 to 1321.93 - [Repealed]
- Section 1321.99 - [See Note] Penalty