Chapter 1304 - BANK DEPOSITS AND COLLECTIONS

Section 1304.01 - Definitions - UCC 4-104, 4-105
Section 1304.02 - Applicability - UCC 4-102
Section 1304.03 - Variation by agreement - measure of damages - action constituting ordinary care - UCC 4-103
Section 1304.04 - Separate office of bank - UCC 4-107
Section 1304.05 - Payable through or payable at bank - UCC 4-106
Section 1304.06 - Time of receipt of items - UCC 4-108
Section 1304.07 - Delays - UCC 4-109
Section 1304.08 - Electronic presentment - UCC 4-110
Section 1304.09 - Statute of limitations - UCC 4-111
Section 1304.10 - Amended and Renumbered RC 1304.14
Section 1304.11 - Status of collecting bank as agent and provisional status of credits - applicability of article - item indorsed pay any bank - UCC 4-201
Section 1304.12 - Responsibility for collection or return - when action timely - UCC 4-202
Section 1304.13 - Effect of instructions - UCC 4-203
Section 1304.14 - Methods of sending and presenting - sending directly to payor bank - UCC 4-204
Section 1304.15 - Depositary bank holder of unindorsed item - UCC 4-205
Section 1304.16 - Transfer between banks - UCC 4-206
Section 1304.17 - Transfer warranties - UCC 4-207
Section 1304.18 - Presentment warranties - UCC 4-208
Section 1304.19 - Encoding and retention warranties - UCC 4-209
Section 1304.20 - Security interest of collecting bank in items, accompanying documents and proceeds - UCC 4-210
Section 1304.21 - When bank gives value for purposes of holder in due course - UCC 4-211
Section 1304.22 - Presentment by notice of item not payable by, through, or at bank - liability of drawer or indorser - UCC 4-212
Section 1304.23 - Medium and time of settlement by bank - UCC 4-213
Section 1304.24 - Right of charge-back or refund - liability of collecting bank - return of item - UCC 4-214
Section 1304.25 - Final payment of item by payor bank - when provisional debits and credits become final - when certain credits become available for withdrawal - UCC 4-215
Section 1304.26 - Insolvency and preference - UCC 4-216
Section 1304.27 - Deferred posting - recovery of payment by return of items - time of dishonor - return of items by payor bank - UCC 4-301
Section 1304.28 - Payor bank's responsibility for late return of item - UCC 4-302
Section 1304.29 - When items subject to notice, stop-payment order, legal process or setoff - order in which items may be charged or certified - UCC 4-303
Section 1304.30 - When bank may charge customer's account - UCC 4-401
Section 1304.31 - Bank's liability to customer for wrongful dishonor - time of determining insufficiency of account - UCC 4-402
Section 1304.32 - Customer's right to stop payment - burden of proof of loss - UCC 4-403
Section 1304.33 - Bank not obliged to pay check more than six months old - UCC 4-404
Section 1304.34 - Death or incompetence of customer - UCC 4-405
Section 1304.35 - Customer's duty to discover and report unauthorized signature or alteration - UCC 4-406
Section 1304.36 - Payor bank's right to subrogation on improper payment - UCC 4-407
Section 1304.37 - Handling of documentary drafts - duty to send for presentment and to notify customer of dishonor - UCC 4-501
Section 1304.38 - Presentment of on arrival drafts - UCC 4-502
Section 1304.39 - Responsibility of presenting bank for documents and goods - report of reasons for dishonor - referee in case of need - UCC 4-503
Section 1304.40 - Privilege of presenting bank to deal with goods - security interest for expenses - UCC 4-504
Section 1304.51 - Definitions - UCC 4A-103, 4A-104, 4A-105
Section 1304.52 - Application of provisions - UCC 4A-102
Section 1304.53 - Time payment order is received - UCC 4A-106
Section 1304.54 - Federal reserve regulations and operating circulars - UCC 4A-107
Section 1304.55 - Applicability of ORC provisions for consumer transactions governed by federal law - UCC 4A-108
Section 1304.56 - Security procedure - UCC 4A-201
Section 1304.57 - Authorized and verified payment orders - UCC 4A-202
Section 1304.58 - Unenforceability of certain verified payment orders - UCC 4A-203
Section 1304.59 - Refund of payment and duty of customer to report with respect to unauthorized payment order - UCC 4A-204
Section 1304.60 - Erroneous payment orders - UCC 4A-205
Section 1304.61 - Transmission of payment order through funds-transfer or other communication system - UCC 4A-206
Section 1304.62 - Misdescription of beneficiary - UCC 4A-207
Section 1304.63 - Misdescription of intermediary bank or beneficiary's bank - UCC 4A-208
Section 1304.64 - Acceptance of payment order - UCC 4A-209
Section 1304.65 - Rejection of payment order - UCC 4A-210
Section 1304.66 - Cancellation and amendment of payment order - UCC 4A-211
Section 1304.67 - Liability and duty of receiving bank regarding unaccepted payment order - UCC 4A-212
Section 1304.68 - Execution and execution date - UCC 4A-301
Section 1304.69 - Obligations of receiving bank in execution of payment order - UCC 4A-302
Section 1304.70 - Erroneous execution of payment order - UCC 4A-303
Section 1304.71 - Duty of sender to report erroneously executed payment order - UCC 4A-304
Section 1304.72 - Liability for late or improper execution or failure to execute payment order - UCC 4A-305
Section 1304.73 - Payment date - UCC 4A-401
Section 1304.74 - Obligation of sender to pay receiving bank - UCC 4A-402
Section 1304.75 - Payment by sender to receiving bank - UCC 4A-403
Section 1304.76 - Obligation of beneficiary's bank to pay and give notice to beneficiary - UCC 4A-404
Section 1304.77 - Payment by beneficiary's bank to beneficiary - UCC 4A-405
Section 1304.78 - Payment by originator to beneficiary - discharge of underlying obligation - UCC 4A-406
Section 1304.79 - Variation by agreement and effect of funds-transfer system rule - UCC 4A-501
Section 1304.80 - Creditor process served on receiving bank - setoff by beneficiary's bank - UCC 4A-502
Section 1304.81 - Injunction or restraining order with respect to funds transfer - UCC 4A-503
Section 1304.82 - Order in which items and payment orders may be charged to account - order of withdrawals from account - UCC 4A-504
Section 1304.83 - Preclusion of objection to debit of customer's account - UCC 4A-505
Section 1304.84 - Rate of interest - UCC 4A-506
Section 1304.85 - Choice of law - UCC 4A-507