Chapter 41-04 - BANK DEPOSITS AND COLLECTIONS
- Section 41-04-01 - (4-101) Short title
- Section 41-04-02 - (4-102) Applicability
- Section 41-04-03 - (4-103) Variation by agreement - Measure of damages - Action constituting ordinary care
- Section 41-04-04 - (4-104) Definitions and index of definitions
- Section 41-04-05 - (4-105) Bank - Collecting bank - Depositary bank - Payor bank - Presenting bank
- Section 41-04-06 - (4-106) Payable through or payable at bank - Collecting bank
- Section 41-04-07 - (4-107) Separate office of bank
- Section 41-04-08 - (4-108) Time of receipt of items
- Section 41-04-09 - (4-109) Delays
- Section 41-04-10 - (4-110) Electronic presentment
- Section 41-04-11 - (4-111) Statute of limitations
- Section 41-04-12 - Construction of chapter - Branch banking
- Section 41-04-13 - (4-201) Agency status of collecting banks and provisional status of credit - Applicability of chapter - Item endorsed pay any bank
- Section 41-04-14 - (4-202) Responsibility for collection or return - When action timely
- Section 41-04-15 - (4-203) Effect of instructions
- Section 41-04-16 - (4-204) Methods of sending and presenting - Sending directly to payor bank
- Section 41-04-17 - (4-205) Depositary bank holder of unendorsed item
- Section 41-04-18 - (4-206) Transfer between banks
- Section 41-04-19 - (4-207) Transfer warranties
- Section 41-04-20 - (4-208) Presentment warranties
- Section 41-04-21 - (4-209) Encoding and retention warranties
- Section 41-04-22 - (4-210) Security interest of collecting bank in items, accompanying documents, and proceeds
- Section 41-04-23 - (4-211) When bank gives value for purposes of holder in due course
- Section 41-04-24 - (4-212) Presentment by notice of item not payable by, through, or at bank - Liability of drawer or endorser
- Section 41-04-25 - (4-213) Medium and time of settlement by bank
- Section 41-04-26 - (4-214) Right of chargeback or refund - Liability of collecting bank - Return of item
- Section 41-04-27 - (4-215) Final payment of item by payor bank - When provisional debits and credits become final - When certain credits become available for withdrawal
- Section 41-04-28 - (4-216) Insolvency and preference
- Section 41-04-29 - (4-301) Deferred posting - Recovery of payment by return of items - Time of dishonor - Return of items by payor bank
- Section 41-04-30 - (4-302) Payor bank's responsibility for late return of item
- Section 41-04-31 - (4-303) When items subject to notice, stop order, legal process, or setoff - Order in which items may be charged or certified
- Section 41-04-32 - (4-401) When bank may charge customer's account
- Section 41-04-33 - (4-402) Bank's liability to customer for wrongful dishonor - Time of determining insufficiency of account
- Section 41-04-34 - (4-403) Customer's right to stop payment - Burden of proof of loss
- Section 41-04-35 - (4-404) Bank not obliged to pay check more than six months old
- Section 41-04-36 - (4-405) Death or incompetence of customer
- Section 41-04-37 - (4-406) Customer's duty to discover and report unauthorized signature or alteration
- Section 41-04-38 - (4-407) Payor bank's right to subrogation on improper payment
- Section 41-04-39 - (4-501) Handling of documentary drafts - Duty to send for presentment and to notify customer of dishonor
- Section 41-04-40 - (4-502) Presentment of on arrival drafts
- Section 41-04-41 - (4-503) Responsibility of presenting bank for documents and goods - Report of reasons for dishonor - Referee in case of need
- Section 41-04-42 - (4-504) Privilege of presenting bank to deal with goods - Security interest for expenses