Section 15.1-21-21 - Concepts of personal finance - Inclusion in curriculum1. Beginning July 1, 2010, each school district shall ensure that its curriculum for either economics or problems of democracy includes the exposure of students to concepts of personal finance, including:a. Checkbook mechanics, including writing checks, balancing, and statement reconciliation;b. Saving for larger purchases;c. Credit, including credit card usage, interest, and fees;d. Earning power, including jobs for teenagers;e. Taxation and paycheck withholdings;g. Making and living within a budget; andh. Mortgages, retirement savings, and investments.2. Upon written request, the superintendent of public instruction may allow a school district annually to select courses other than economics or problems of democracy for purposes of exposing students to the concepts of personal finance, as listed in this section, provided the school district can demonstrate that the number of students exposed to the concepts in the other selected courses would meet or exceed the number of students exposed under the requirements of subsection 1.3. The requirements of this section may be provided by the regular classroom teacher of the course in which the concepts of personal finance are incorporated.