Section 56:12-1 - Definitions As used in this act:
"Consumer contract" means a written agreement in which an individual:
a. Leases or licenses real or personal property;c. Obtains insurance coverage, except insurance coverage contained in policies subject to the "Life and Health Insurance Policy Language Simplification Act," P.L. 1979, c.167 (C.17B:17-17 et seq.);e. Purchases real or personal property;f. Contracts for services including professional services;g. Enters into a service contract, as defined in section 1 of P.L. 2013, c. 197(C.56:12-87), for cash or on credit and the money, property or services are obtained for personal, family or household purposes. "Consumer contract" includes writings required to complete the consumer transaction. "Consumer contract" does not include a written agreement involving a transaction in securities with a broker-dealer registered with the Securities and Exchange Commission, or a transaction in commodities with a futures commission merchant registered with the Commodity Futures Trading Commission.Amended by L. , c. 197,s. 11, eff. 7/16/2014.L.1980, c.125, s.1, eff. Oct. 16, 1980; amended by L.1981, c.464, s.1; L.1982, c.195, s.1, eff. Dec. 8, 1982.