N.J. Stat. § 52:14-17.46.16

Current through L. 2024, c. 80.
Section 52:14-17.46.16 - Calculation of contribution

For employees and retirees who are not Medicare-eligible who are required to make a contribution pursuant to subsection a. or b. of section 2, or subsection d. of section 5, of this act, P.L. 2020, c. 44(C.18A:16-13.2), due to enrollment in the New Jersey Educators Health Plan or the Garden State Health Plan, or the equivalent plan, as appropriate, a calculation shall be made in accordance with this section. The employee or retiree shall be required to contribute the lesser of: the amount calculated for that employee or retiree in accordance with subsection a. or b. of section 2, or in accordance with subsection d. of section 5, of this act, as appropriate; or the amount calculated for that employee or retiree in accordance with this section.

for family coverage or its equivalent -

an employee or retiree who earns less than $25,000 shall pay 3 percent of the cost of coverage;

an employee or retiree who earns $25,000 or more but less than $30,000 shall pay 4 percent of the cost of coverage;

an employee or retiree who earns $30,000 or more but less than $35,000 shall pay 5 percent of the cost of coverage;

an employee or retiree who earns $35,000 or more but less than $40,000 shall pay 6 percent of the cost of coverage;

an employee or retiree who earns $40,000 or more but less than $45,000 shall pay 7 percent of the cost of coverage;

an employee or retiree who earns $45,000 or more but less than $50,000 shall pay 9 percent of the cost of coverage;

an employee or retiree who earns $50,000 or more but less than $55,000 shall pay 12 percent of the cost of coverage;

an employee or retiree who earns $55,000 or more but less than $60,000 shall pay 14 percent of the cost of coverage;

an employee or retiree who earns $60,000 or more but less than $65,000 shall pay 17 percent of the cost of coverage;

an employee or retiree who earns $65,000 or more but less than $70,000 shall pay 19 percent of the cost of coverage;

an employee or retiree who earns $70,000 or more but less than $75,000 shall pay 22 percent of the cost of coverage;

an employee or retiree who earns $75,000 or more but less than $80,000 shall pay 23 percent of the cost of coverage;

an employee or retiree who earns $80,000 or more but less than $85,000 shall pay 24 percent of the cost of coverage;

an employee or retiree who earns $85,000 or more but less than $90,000 shall pay 26 percent of the cost of coverage;

an employee or retiree who earns $90,000 or more but less than $95,000 shall pay 28 percent of the cost of coverage;

an employee or retiree who earns $95,000 or more but less than $100,000 shall pay 29 percent of the cost of coverage;

an employee or retiree who earns $100,000 or more but less than $110,000 shall pay 32 percent of the cost of coverage;

an employee or retiree who earns $110,000 or more shall pay 35 percent of the cost of coverage

for individual coverage or its equivalent -

an employee or retiree who earns less than $20,000 shall pay 4.5 percent of the cost of coverage;

an employee or retiree who earns $20,000 or more but less than $25,000 shall pay 5.5 percent of the cost of coverage;

an employee or retiree who earns $25,000 or more but less than $30,000 shall pay 7.5 percent of the cost of coverage;

an employee or retiree who earns $30,000 or more but less than $35,000 shall pay 10 percent of the cost of coverage;

an employee or retiree who earns $35,000 or more but less than $40,000 shall pay 11 percent of the cost of coverage;

an employee or retiree who earns $40,000 or more but less than $45,000 shall pay 12 percent of the cost of coverage;

an employee or retiree who earns $45,000 or more but less than $50,000 shall pay 14 percent of the cost of coverage;

an employee or retiree who earns $50,000 or more but less than $55,000 shall pay 20 percent of the cost of coverage;

an employee or retiree who earns $55,000 or more but less than $60,000 shall pay 23 percent of the cost of coverage;

an employee or retiree who earns $60,000 or more but less than $65,000 shall pay 27 percent of the cost of coverage;

an employee or retiree who earns $65,000 or more but less than $70,000 shall pay 29 percent of the cost of coverage;

an employee or retiree who earns $70,000 or more but less than $75,000 shall pay 32 percent of the cost of coverage;

an employee or retiree who earns $75,000 or more but less than $80,000 shall pay 33 percent of the cost of coverage;

an employee or retiree who earns $80,000 or more but less than $95,000 shall pay 34 percent of the cost of coverage;

an employee or retiree who earns $95,000 or more shall pay 35 percent of the cost of coverage;

for member with child or spouse coverage or its equivalent -

an employee or retiree who earns less than $25,000 shall pay 3.5 percent of the cost of coverage;

an employee or retiree who earns $25,000 or more but less than $30,000 shall pay 4.5 percent of the cost of coverage;

an employee or retiree who earns $30,000 or more but less than $35,000 shall pay 6 percent of the cost of coverage;

an employee or retiree who earns $35,000 or more but less than $40,000 shall pay 7 percent of the cost of coverage;

an employee or retiree who earns $40,000 or more but less than $45,000 shall pay 8 percent of the cost of coverage;

an employee or retiree who earns $45,000 or more but less than $50,000 shall pay 10 percent of the cost of coverage;

an employee or retiree who earns $50,000 or more but less than $55,000 shall pay 15 percent of the cost of coverage;

an employee or retiree who earns $55,000 or more but less than $60,000 shall pay 17 percent of the cost of coverage;

an employee or retiree who earns $60,000 or more but less than $65,000 shall pay 21 percent of the cost of coverage;

an employee or retiree who earns $65,000 or more but less than $70,000 shall pay 23 percent of the cost of coverage;

an employee or retiree who earns $70,000 or more but less than $75,000 shall pay 26 percent of the cost of coverage;

an employee or retiree who earns $75,000 or more but less than $80,000 shall pay 27 percent of the cost of coverage;

an employee or retiree who earns $80,000 or more but less than $85,000 shall pay 28 percent of the cost of coverage;

an employee or retiree who earns $85,000 or more but less than $100,000 shall pay 30 percent of the cost of coverage.

an employee or retiree who earns $100,000 or more shall pay 35 percent of the cost of coverage.

The annual base salary of an employee shall be used to determine what the employee earns for the purpose of determining the percent of the cost of coverage. The annual retirement allowance, including any cost of living adjustments to that allowance, of a retiree who is not Medicare-eligible shall be used to determine what the retiree earns for the purpose of determining the percent of the cost of coverage.

As used in this section, "cost of coverage" means the premium or periodic charges for medical and prescription drug plan coverage, but not for dental, vision, or other health care, provided:

(1) under the New Jersey Educators Health Plan or the Garden State Health Plan offered by the School Employees' Health Benefits Program pursuant to section 1 of P.L. 2020, c. 44(C.52:14-17.46.13); or
(2) under the equivalent New Jersey Educators Health Plan or the equivalent Garden State Health Plan offered by an employer pursuant to section 5 of P.L. 2020, c. 44(C.18A:16-13.2) when that employer is not a participant in the School Employees' Health Benefits Program.

N.J.S. § 52:14-17.46.16

Added by L. 2020, c. 44, s. 4, eff. 7/1/2020.