Chapter 46:10B - MORTGAGE LOAN
- Section 46:10B-1 - Definitions
- Section 46:10B-2 - Prepayment of mortgage loan without penalty
- Section 46:10B-3 - Additional payments
- Section 46:10B-4 - Invalidity of mortgage provisions
- Section 46:10B-5 - Violation; return of fees plus interest
- Section 46:10B-6 - Failure to deliver cancellation or discharge; forfeiture of fee
- Section 46:10B-7 - Failure to accept additional payments; forfeiture of interest
- Section 46:10B-8 - Increase in interest rate; limitation
- Section 46:10B-9 - Application of act
- Section 46:10B-10 - Interest rate; points
- Section 46:10B-11 - Points; liability for receiving
- Section 46:10B-11.1 - Discount points deemed interest on loan
- Section 46:10B-12 - Graduated payment mortgage defined
- Section 46:10B-13 - Authorization to make
- Section 46:10B-14 - Use for dwelling units; limits on interest
- Section 46:10B-15 - Option to convert to conventional level payment mortgage
- Section 46:10B-16 - Short title
- Section 46:10B-17 - Definitions
- Section 46:10B-18 - Reverse annuity and reverse direct payment mortgages; authorization to make; conditions
- Section 46:10B-19 - Option of mortgagor to enter into subsequent mortgage with same mortgagee
- Section 46:10B-20 - Exemption of income from New Jersey Gross Income Tax Act
- Section 46:10B-21 - Regulations
- Section 46:10B-22 - Short title
- Section 46:10B-23 - Findings, declarations relative to abusive lending practices
- Section 46:10B-24 - Definitions relative to abusive lending practices
- Section 46:10B-25 - Creditors, prohibited practices relative to home loans
- Section 46:10B-26 - High-cost home loans, limitations, prohibited practices
- Section 46:10B-27 - Affirmative claims, defenses by borrower
- Section 46:10B-28 - Enforcement by department
- Section 46:10B-29 - Violations, remedies, liability
- Section 46:10B-30 - Rights, remedies, prohibitions declared additional, cumulative
- Section 46:10B-31 - Law of state of location of property applicable
- Section 46:10B-32 - Program of consumer counseling, awareness
- Section 46:10B-33 - Liability of mortgage broker
- Section 46:10B-34 - Preemption of local rules, regulations
- Section 46:10B-35 - Regulations
- Section 46:10B-36 - Short title
- Section 46:10B-37 - Findings, declarations relative to certain residential mortgages
- Section 46:10B-38 - Definitions relative to certain residential mortgages
- Section 46:10B-39 - Written notices from creditor to eligible borrower
- Section 46:10B-40 - Period of extension; certification
- Section 46:10B-41 - Notice sent to eligible foreclosed borrower
- Section 46:10B-42 - Period of extension for eligible foreclosed borrower
- Section 46:10B-43 - Violations, penalties
- Section 46:10B-44 - Creditor's failure to fulfill obligation
- Section 46:10B-45 - Liberal construction
- Section 46:10B-46 - Severability
- Section 46:10B-47 - Regulations
- Section 46:10B-48 - Effective date; term
- Section 46:10B-49 - Report of mortgage foreclosure actions
- Section 46:10B-49.1 - Database reflecting extent of residential properties under foreclosure
- Section 46:10B-49.2 - Notice of intention to foreclose, centralized portal for submission
- Section 46:10B-49.3 - Required notifications by lender
- Section 46:10B-50 - Six-month forbearance period before foreclosure; definitions
- Section 46:10B-51 - Procedure for serving summons and complaint in action to foreclose on a mortgage
- Section 46:10B-51.1 - Certain owners of foreclosed property required to file contact information
- Section 46:10B-52 - [Repealed]
- Section 46:10B-53 - Short title
- Section 46:10B-54 - Definitions relative to certain mortgage foreclosure consultant practices
- Section 46:10B-55 - Requirements for licensure of foreclosure consultant
- Section 46:10B-56 - Foreclosure consultant contract
- Section 46:10B-57 - Additional legal rights of owner
- Section 46:10B-58 - Violations relative to foreclosure consultants
- Section 46:10B-59 - Waiver void, unenforceable
- Section 46:10B-60 - Written contract required for conveyance of distressed property
- Section 46:10B-61 - Additional right of rescission, cancellation of contract
- Section 46:10B-62 - Option of cancellation statement in contract
- Section 46:10B-63 - Prohibited actions of distressed property purchaser
- Section 46:10B-64 - Requirements for distressed property purchaser
- Section 46:10B-65 - Waiver void, unenforceable
- Section 46:10B-66 - Powers of commissioner relative to compliance
- Section 46:10B-67 - Violations, penalties; degree of crime
- Section 46:10B-68 - Enforcement, regulations