The obligor shall file all contract forms and other contract language covered by this chapter, and any substantive changes to the terms and conditions thereof, for informational and auditing purposes only and shall be filed within 30 days after the contract form or other contract language is first offered to a consumer in this state. All contract forms and other contract language shall be submitted through the System for Electronic Rate and Form Filing (SERFF) that is supported by the National Association of Insurance Commissioners. The commissioner may require the obligor to change forms and provisions if they do not comply with the requirements of law, are not in the public interest, are contrary to public policy, are inequitable, misleading, deceptive, or encourage misrepresentation of such contract. Filed forms and any supporting information that is not exempt from disclosure by law or rule shall be open to public inspection upon filing. Every consumer guaranty contract issued that is not filed in compliance with this section shall constitute a separate violation against the obligor under RSA 415-C:11.
RSA 415-C:3-a