Section 383-A:3-313 - Charter Rights; Liability(a) Following the approval of the application by the commissioner and the filing of the organizational instrument with the secretary of state, the organizer of a state bank shall hold the rights to the charter.(b) The organizer and all persons purporting to act as or on behalf of a state bank shall be personally, jointly, and severally liable for any liability created on behalf of the state bank before the filing of the state bank's organizational instrument with the secretary of state.(c) The organizer and all other persons purporting to act as or on behalf of a state bank before the commissioner issues a certificate to the state bank authorizing it to begin the transaction of business under RSA 383-A:3-315 shall be personally, jointly, and severally liable for all liabilities in connection with engaging in any unauthorized banking business.Added by 2015 , 272: 16, eff. 10/1/2015. 2015, 272 : 16 , eff. Oct. 1, 2015.