Section 104.4204 - Methods of sending and presenting; sending directly to payor bank1. A collecting bank shall send items by a reasonably prompt method, taking into consideration relevant instructions, the nature of the item, the number of such items on hand, the cost of collection involved, and the method generally used by it or others to present such items.2. A collecting bank may send:(a) An item directly to the payor bank;(b) An item to a nonbank payor if authorized by its transferor; and(c) An item other than documentary drafts to a nonbank payor, if authorized by Federal Reserve regulation or operating circular, clearinghouse rule or the like.3. Presentment may be made by a presenting bank at a place where the payor bank or other payor has requested that presentment be made.Added to NRS by 1965, 844; A 1993, 1303Added to NRS by 1965, 844; A 1993, 1303