HIGH-INTEREST LOAN SERVICES
- Section 604A.5035 - Determination of whether loan is high-interest loan
- Section 604A.5037 - Limitations on original term
- Section 604A.5038 - Licensee required to make determination of ability of customer to repay loan and compliance of loan with certain requirements before making loan
- Section 604A.504 - Written loan agreement required; contents
- Section 604A.5041 - Requirements for collection of defaulted loan; civil action to collect debt; venue
- Section 604A.5042 - Provision of information and materials concerning public assistance and services
- Section 604A.5043 - Practices regarding customers who are members of military
- Section 604A.5045 - Limitation regarding amount of loan
- Section 604A.5046 - Prohibited acts by licensee regarding multiple loans to same customer
- Section 604A.5048 - Prohibited acts by licensee: Accepting collateral or other types of security; failing to make certain disclosures; taking incomplete instruments; requiring the purchase of insurance or other goods or services; failing to comply with payment plan; charging fee to cash certain checks
- Section 604A.5049 - Prohibited acts by licensee: Improper lending and collection practices; deceptive trade practices; false, misleading and deceptive advertising; reinitiating certain transactions; using agent, affiliate or subsidiary to avoid requirements or prohibitions of chapter
- Section 604A.505 - Rescission of loan by customer
- Section 604A.5052 - Payment of loan in full
- Section 604A.5053 - Partial payment on loan
- Section 604A.5055 - Repayment plan
- Section 604A.5057 - Limitations on using proceeds of new deferred deposit loan or high-interest loan to pay balance of outstanding high-interest loan; exceptions
- Section 604A.5058 - Limitations on amounts licensee may collect after default
- Section 604A.506 - Limitations on fees licensees may charge after default on installment payments
- Section 604A.5061 - Limitations on fees licensee may collect for check not paid upon presentment or failure of electronic transfer of money; standards for civil liability and criminal prosecution
- Section 604A.5063 - Receipt required for each payment by customer; contents
- Section 604A.5064 - Requirements regarding person acting as agent or assisting in making loan