DEFERRED DEPOSIT LOAN SERVICES
- Section 604A.501 - Limitations on original term
- Section 604A.5011 - Licensee required to make determination of ability of customer to repay loan and compliance of loan with certain requirements before making loan
- Section 604A.5012 - Written loan agreement required; contents
- Section 604A.5014 - Requirements for collection of defaulted loan; civil action to collect debt; venue
- Section 604A.5015 - Practices regarding customers who are members of military
- Section 604A.5016 - Provision of information and materials concerning public assistance and services
- Section 604A.5017 - Limitation regarding amount of loan
- Section 604A.5018 - Prohibited acts by licensee regarding multiple loans to same customer
- Section 604A.502 - Prohibited acts by licensee: Accepting collateral or other types of security; failing to make certain disclosures; taking incomplete instruments; requiring the purchase of insurance or other goods or services; failing to comply with payment plan; charging fee to cash certain checks
- Section 604A.5021 - Prohibited acts by licensee: Improper lending and collection practices; deceptive trade practices; false, misleading and deceptive advertising; reinitiating certain transactions; using agent, affiliate or subsidiary to avoid requirements or prohibitions of chapter
- Section 604A.5023 - Rescission of loan by customer
- Section 604A.5024 - Payment of loan in full
- Section 604A.5025 - Partial payment on loan
- Section 604A.5026 - Extended payment plan: Customer eligibility; requirements; restrictions; default
- Section 604A.5027 - Repayment plan
- Section 604A.5029 - Limitations on using proceeds of new deferred deposit loan or high-interest loan to pay balance of outstanding deferred deposit loan; exceptions
- Section 604A.503 - Limitations on amounts licensee may collect after default
- Section 604A.5031 - Limitations on fees licensee may collect for check not paid upon presentment or failure of electronic transfer of money; standards for civil liability and criminal prosecution
- Section 604A.5033 - Receipt required for each payment by customer; contents
- Section 604A.5034 - Requirements regarding person acting as agent or assisting in making loan