Section 379.316 - Scope of act (section 379.017 and sections 379.316 to 379.361)1. Section 379.017 and sections 379.316 to 379.361 apply to insurance companies incorporated pursuant to sections 379.035 to 379.355*, section 379.080, sections 379.060 to 379.075, sections 379.085 to 379.095, sections 379.205 to 379.310**, and to insurance companies of a similar type incorporated pursuant to the laws of any other state of the United States, and alien insurers licensed to do business in this state, which transact fire and allied lines, marine and inland marine insurance, to any and all combinations of the foregoing or parts thereof, and to the combination of fire insurance with other types of insurance within one policy form at a single premium, on risks or operations in this state, except: (1) Reinsurance, other than joint reinsurance to the extent stated in section 379.331;(2) Insurance of vessels or craft, their cargoes, marine builders' risks, marine protection and indemnity, or other risks commonly insured pursuant to marine, as distinguished from inland marine, insurance policies;(3) Insurance against loss of or damage to aircraft, or against liability, other than employers' liability, arising out of the ownership, maintenance, or use of aircraft;(4) All forms of motor vehicle insurance; and(5) All forms of life, accident and health, and workers' compensation insurance.2. Inland marine insurance shall be deemed to include insurance now or hereafter defined by statute, or by interpretation thereof, or if not so defined or interpreted, by ruling of the director, or as established by general custom of the business, as inland marine insurance.3. Commercial property and commercial casualty insurance policies are subject to rate and form filing requirements as provided in section 379.321.Amended by 2023 Mo. Laws, SB 101,s A, eff. 8/28/2023.L. 1972 S.B. 547 § 2, A.L. 1999 S.B. 386, A.L. 2001 S.B. 186