GENERAL PROVISIONS

Section 376.005. Definitions. (8/28/2008)
Section 376.010. Who may form company — purposes. (8/28/2012)
Section 376.015. Involuntary unemployment insurance may be issued in connection with extension of credit or certain group life insurance, requirements. (8/28/2012)
Section 376.020. Various companies defined. (8/28/1939)
Section 376.050. Declaration of corporators. (8/28/1939)
Section 376.060. Stock companies — content of charter. (8/28/1943)
Section 376.070. To be submitted to attorney general. (8/28/1957)
Section 376.080. Director to examine, when. (8/28/1967)
Section 376.090. To furnish certificate of deposit, when. (8/28/1939)
Section 376.100. Mutual companies — contents of charter. (8/28/1951)
Section 376.110. To be submitted to attorney general. (8/28/1957)
Section 376.120. Director to examine and certify, when. (8/28/1939)
Section 376.130. To furnish certificate of deposit, when. (8/28/1939)
Section 376.142. Stock company may become mutual — procedure — policyholders' meeting — acquisition of stock. (8/28/1957)
Section 376.143. Stock company may acquire its own shares to be held in trust for mutual — appointment, powers and duties of trustees. (8/28/1957)
Section 376.144. Acquisition of shares of dissenting stockholders, procedure — abandonment of mutualization. (8/28/1957)
Section 376.145. Officers of stock company to continue as officers of mutual. (8/28/1957)
Section 376.146. Board of directors or trustees of mutual, membership qualifications, term of office. (8/28/1976)
Section 376.147. Meetings of board of mutual, notice — executive committee of board, powers. (8/28/1957)
Section 376.148. Policyholders are members of mutual — voting rights — directors may alter articles — additional assessments prohibited. (8/28/1957)
Section 376.150. Stock and mutual companies — content of charter. (8/28/1939)
Section 376.160. Formation of stock and mutual companies. (8/28/1939)
Section 376.170. Special deposits for registered policies and annuity bonds. (8/28/2007)
Section 376.180. Certificates as to registration and reserves on policy — policies exempt, exceptions. (8/28/1969)
Section 376.190. Additional deposits required. (8/28/2007)
Section 376.200. Definition of net value. (8/28/1939)
Section 376.210. Excess deposits. (8/28/1939)
Section 376.220. May use realty to secure notes and bonds. (8/28/1939)
Section 376.230. Changing of securities on deposit. (8/28/1939)
Section 376.240. Deposits to be held in trust by director. (8/28/1939)
Section 376.250. Deposits to be kept separate. (8/28/1939)
Section 376.260. Fees collected by director of revenue. (8/28/1945)
Section 376.270. Director may proceed against depositary companies. (8/28/1939)
Section 376.280. Capital necessary to do business — how invested. (8/28/2007)
Section 376.290. Deposit and transfer of securities. (8/28/1982)
Section 376.291. Applicability and inapplicability. (8/28/2007)
Section 376.292. Definitions. (8/28/2007)
Section 376.293. Permissible investments — written plan for investments required. (8/28/2007)
Section 376.294. Prohibited acts. (8/28/2007)
Section 376.295. Additional prohibited acts — authorized actions. (8/28/2007)
Section 376.296. Value of investments, how calculated. (8/28/2007)
Section 376.297. Investment subsidiaries not permitted, when. (8/28/2007)
Section 376.298. Acquisition of rate credit instruments, when. (8/28/2007)
Section 376.300. Equity interests permitted, when. (8/28/2007)
Section 376.301. Tangible personal property interests permitted, when. (8/28/2007)
Section 376.302. Mortgage interests, may be acquired, when — other real estate interests. (8/28/2007)
Section 376.303. Lending and repurchase, permitted when. (8/28/2007)
Section 376.304. Acquisition of foreign investments, when. (8/28/2007)
Section 376.305. Rulemaking authority. (8/28/2007)
Section 376.306. Cash surrender value, life insurer may lend to policyholder, when. (8/28/2007)
Section 376.307. Limits on acquisition of certain investments. (8/28/2012)
Section 376.308. Secondary mortgage market act, not to preempt health insurer, when. (8/28/1991)
Section 376.309. Separate account defined — establishment of account and special voting or control rights authorized — approved investments — approval of director required. (8/28/2007)
Section 376.310. Investment of surplus and reserve funds by foreign companies. (8/28/1945)
Section 376.311. Investment of capital reserve and surplus of life insurance companies in investment pools — definitions — qualifications — requirements. (8/28/2002)
Section 376.325. Any willing provider provision — definitions. (8/28/2013)
Section 376.330. Securities may be changed. (8/28/1939)
Section 376.350. Reports to director. (8/28/2000)
Section 376.360. Distribution of surplus funds to participating policyholders — method. (8/28/1945)
Section 376.365. Standard valuation law — definitions. (8/28/2015)
Section 376.370. Director to value reserves, methods. (8/28/2015)
Section *376.379. Medication synchronization services, offer of coverage required. (8/28/2016)
Section 376.380. Legal minimum standards for valuation — interest rates — valuation manual, operative date, effect of — reserves required. (8/28/2015)
Section 376.381. Health insurance products, department duties. (7/12/2013)
Section 376.383. Health care claims for reimbursement, how paid, when — definitions — clean claims, procedure — unpaid claims, procedure — fraudulent claims, notification to the department, procedure — requests for additional information, contents. (1/1/2011)
Section 376.384. Reimbursement of claims, duties of health carriers — claims submitted in electronic format, when — compliance monitored by department — complaint procedures developed — standard medical code sets required, when — rulemaking authority. (1/1/2002)
Section 376.385. Diabetes — insurance coverage for equipment, supplies and self-management training. (8/28/1997)
Section 376.386. Prescription drugs, one co-payment for dosage prescribed. (8/28/2006)
Section 376.387. Pharmacy benefits manager, limitations and restrictions — enforcement. (8/28/2018)
Section *376.388. Maximum allowable costs — definitions — contract requirements — reimbursement — appeals process required. (8/28/2016)
Section 376.390. Reserve liability for group insurance — how computed. (8/28/1943)
Section 376.391. Co-payments for chiropractic services, cap. (8/28/2009)
Section 376.392. Prescription drug formularies, enrollees to be notified of changes to, when. (1/1/2008)
Section 376.395. Definitions for group health conversion policy requirements. (1/1/1983)
Section 376.397. Converted policy to be offered on termination of group health coverage, when — exceptions — terms and conditions. (1/1/1983)
Section 376.398. Application to all group policies — effective, when. (1/1/1983)
Section 376.401. Conversion rights — retirees — dependents of insured. (1/1/1983)
Section 376.403. Benefit levels — group coverage may be provided in lieu of converted policy — delivery outside state, form. (1/1/1983)
Section 376.404. Specific requirement requests of policyholder may be met by alteration. (1/1/1983)
Section 376.405. Group health and accident policies, approval required — exempt, when, director's powers. (8/28/2013)
Section 376.406. Newborn child to be covered under health policies, extent of coverage — notification of birth, when, effect of — definitions. (8/28/2001)
Section 376.407. Advance practice nurse, claims for service to be reimbursed, when. (8/28/1998)
Section 376.410. Insurance companies to maintain reserves — exemptions. (8/28/1945)
Section 376.421. Group health insurance, authorized categories. (8/28/2009)
Section 376.422. Direct response solicitation and sponsoring or endorsing entity, defined — certain group or individual insurers paying compensation to policyholder or sponsoring entity to notify policyholders. (8/28/1985)
Section 376.423. Health insurance, claims for chiropractic services denial, qualified chiropractor to review, qualifications — investigation by department, when. (8/28/1997)
Section 376.424. Group health insurance policies may be extended to insure family members or dependents. (8/28/1985)
Section 376.425. Student accident policies, may not limit surgical benefits, when. (1/1/1993)
Section 376.426. Group health policies, required provisions. (8/28/2013)
Section 376.427. Assignment of benefits made by insured to provider — payment, how made — exceptions — all claims to be paid, when — out-of-network services, how paid. (8/28/2018)
Section 376.428. Federal COBRA provisions to apply to group health insurance policies. (6/26/2009)
Section 376.429. Coverage for certain clinical trials for prevention, early detection and treatment of cancer, restrictions — definitions — exclusions. (8/28/2006)
Section 376.431. Employees or members of unions or associations, group or group-type basis coverage, sections 376.431 to 376.442 to apply. (8/28/1999)
Section 376.432. Group-type basis, defined. (8/28/1999)
Section 376.433. Self-insurance plans for health care, public entities — subject to Medicaid rights, obligations, and remedies. (8/28/2004)
Section 376.434. Carrier liable for claims incurred during grace period, when — exceptions. (8/28/1985)
Section 376.435. Claim information to be reported, when — covered lives defined. (8/28/2007)
Section 376.436. Discontinuance notice by carrier, contents — notice forms furnished by carrier for distribution to policyholders. (8/28/1999)
Section 376.438. Group policies, modifying or amending benefits shall provide extension of benefits in event of total disability at date of termination or discontinuance. (8/28/1999)
Section 376.441. Carrier contract replaced by similar benefit plan of another carrier — liability of prior carrier — succeeding carrier coverage requirements. (8/28/1999)
Section 376.442. Rules and regulations, procedure. (8/28/1993)
Section 376.446. Enrollee cost-sharing responsibilities, health carriers to provide timely information — exceptions. (8/28/2011)
Section 376.450. Citation of law — definitions (Missouri HIPAA). (1/1/2008)
Section 376.451. Standards prohibiting discrimination. (1/1/2008)
Section 376.452. Large group market, renewal or continuation of coverage required — nonrenewal or discontinuation permitted, when — conditions for discontinuation. (1/1/2008)
Section 376.453. Premium — only cafeteria plans required, when. (1/1/2008)
Section 376.454. Individual market, renewal or continuation at option of individual — nonrenewal or discontinuation permitted, when — discontinuation of a type of coverage, procedure. (1/1/2008)
Section 376.465. Missouri health insurance rate transparency act — definitions — rate filing requirements, procedure — rulemaking authority. (8/28/2016)
Section 376.480. Domestic companies may assume risks of foreign companies — duties of director. (8/28/1939)
Section 376.500. Discriminations, rebates and favors prohibited — contracts to conform to policy. (8/28/1965)
Section 376.502. Life insurers not to discriminate based on lawful travel destinations — violations, penalty. (8/28/2009)
Section 376.510. Penalty for violation of section 376.500. (8/28/1939)
Section 376.531. Life insurance policies, consent of insured required, exceptions — employers have insurable interest in employees, when, effects. (8/28/1994)
Section 376.540. Policy, to whom payable. (8/28/1983)
Section 376.562. Charitable, benevolent, educational and religious organizations may be beneficiary or owner of policy, life insurance, when — fraud or coercion, exception. (8/28/1997)
Section 376.570. Foreign executor or administrator. (8/28/1939)
Section 376.580. Misrepresentation. (8/28/1939)
Section 376.590. Misrepresentations, false estimates and circulars prohibited — agents — notes to be held until policy delivered. (8/28/1939)
Section 376.600. Penalty for violating section 376.590. (8/28/1939)
Section 376.610. Defense in case of suits. (8/28/1939)
Section 376.620. Suicide, effect on liability — refund of premiums, when. (8/28/2017)
Section 376.630. Life insurance policies not to be forfeited or become invalid, when. (8/28/1943)
Section 376.640. Paid-up policy may be demanded, when. (8/28/1943)
Section 376.650. Rules of payment on commuted policy. (8/28/1943)
Section 376.660. Foregoing provisions inapplicable, when. (8/28/1943)
Section 376.669. Annuity contract requirements — paid-up annuity benefits, how calculated — cash surrender benefits, how calculated — applicable, when. (6/21/2004)
Section 376.670. Provisions which shall be contained in life insurance policies, exceptions. (8/28/2015)
Section 376.671. Provisions which shall be contained in annuity contracts — inapplicability date. (8/28/2010)
Section 376.673. Life insurance policies, regulations relative to. (8/28/1967)
Section 376.674. Life insurance policies, no cash surrender value, regulations relative to. (8/28/1987)
Section 376.675. Life insurance policies and annuity contracts to be approved — exemption, when — director's powers — judicial review of disapproval. (8/28/1984)
Section 376.676. Regulation of the valuation of life insurance policies — may adopt NAIC model regulation. (6/27/2000)
Section 376.677. Life policies may be issued that have no cash surrender value prior to death — no policy loans so law regulating not applicable — requirements to issue. (8/28/1987)
Section 376.678. Life insurance policies and annuity contracts, annual statement to holder required — company to furnish policy or contract information to holder upon request. (8/28/1987)
Section 376.679. Life insurance company may reinsure for risks involving aircraft, limitation. (1/1/1993)
Section 376.680. Assignment of incidents of ownership, group life policy, effect of. (8/28/1971)
Section 376.685. Optometrists, health insurance plans not to limit fees charged unless reimbursed by plan — requirements — definitions. (8/28/2016)
Section 376.690. Unanticipated out-of-network care, claim procedure — limitation on amount billed to patient — external arbitration process — rulemaking authority. (1/1/2019)