- Section 493.1 - Short title; definitions
- Section 493.1a - [Repealed]
- Section 493.2 - Business of making loans; license required; application for license; oath; form and contents; fees; proof of net worth
- Section 493.3 - Licenses; bond of applicant; approval; conditions
- Section 493.4 - Investigation; findings; issuance or denial of license; notice; transcript of decision and findings
- Section 493.5 - Licenses; contents; posting; transfer; assignment
- Section 493.6 - Net worth; additional bond; filing
- Section 493.7 - Changing name or place of business; procedure; activities at more than 1 place of business; ceasing to engage in activities subject to act
- Section 493.8 - Annual establishment of fees schedule; bond; action for recovery of fees or penalties; fees nonrefundable; report; disposition and use of money received
- Section 493.9 - Revocation, suspension, or surrender of license; reinstatement or issuance of new license; transcript of order
- Section 493.9a - Cease and desist order; grounds; notice; failure to appear at hearing; findings; effective date and duration of order
- Section 493.9b - Investigation or examination by commissioner; complaint or action; suspension of license; request for hearing; duration of suspension
- Section 493.9c - Fraud
- Section 493.9d - Hearing; decision; findings; judicial review; stay
- Section 493.9e - Enforcement of order; jurisdiction
- Section 493.9f - Violation as misdemeanor; penalty
- Section 493.9g - Violation of order; exceptions
- Section 493.10 - Commissioner of state banking department; authority to investigate business and examine records; witnesses; examination of licensee; construction of section; disposition of fees
- Section 493.11 - Books, accounts, and records of licensee; preservation and accessibility; filing financial statement with commissioner; reports
- Section 493.12 - Statements or representations by licensee; lien on real estate; confession of judgment or power of attorney prohibited; note or evidence of indebtedness; blanks; discrimination on basis of sex or marital status prohibited; knowingly permitting person to violate order; fee; conditions
- Section 493.12a - False, misleading, deceptive, or irresponsible advertising unlawful; definition; requirements for advertising
- Section 493.12b - [Repealed]
- Section 493.12c - False, misleading, deceptive, or irresponsible advertising; report to attorney general; action to restrain by temporary or permanent injunction; costs; civil penalty; notice to licensee; assurance of discontinuance; violation subject to civil penalty; jurisdiction, continuance of cause, and petition for recovery of civil penalty; effect of action or failure to act by commissioner
- Section 493.12d - Action to enjoin licensee from advertising; circuit court
- Section 493.13 - Limitation on amount of loan and interest charge; obligation under more than 1 loan contract; computation and payment of charges; loan processing fee; fees; amount other than or in excess of charges permitted by act; penalties; "open-end credit" defined
- Section 493.13a - Credit life insurance; other insurance
- Section 493.14 - Licensee; duties
- Section 493.14a - Compliance with federal consumer credit protection act
- Section 493.15 - Contract in compliance with retail installment sales act or home improvement finance act
- Section 493.15a - Regulatory loan contract; nonperformance by borrower; advances by licensee; termination of insurance upon reinstatement of contractual duties by borrower
- Section 493.16 - [Repealed]
- Section 493.17 - Assignment or order for payment of compensation to secure loan invalid; validity of chattel mortgage or lien on household goods; married borrower; signatures; written assent of spouse
- Section 493.18 - Unlicensed persons; limitation on interest, discount, or consideration; applicability of act to loans made in another state or country
- Section 493.19 - Violation as misdemeanor; penalty
- Section 493.20 - Businesses exempt from act
- Section 493.21 - Enforcement of act; rules
- Section 493.22 - Amendments or repeals of act; impairment of obligation
- Section 493.23 - [Repealed]
- Section 493.24 - Review of decisions and regulations; limitations; method; jurisdiction of courts
- Section 493.25 - [Repealed]
- Section 493.26 - [Repealed]